$1,750,000
- 5
- beds
- 3 full · 1 half
- baths
- 4,158
- sqft
- 2012
- year built
- 5
- beds
- 3 full · 1 half
- baths
- 4,158
- sqft
- 2012
- year built
- Status:
- ACTIVE-BRIGHT
- MLS #:
- MDAA2160972
- Neighborhood:
- SHORE ACRES
- County:
- Anne Arundel
- Listed By:
- Christina J Palmer - Keller Williams Flagship
- Agent Phone:
- (443) 938-3379
- Agent Email:
- c.palmer@kw.com
Sponsoring Broker: Jennifer Staats, ez Home Search, Inc.
Welcome home!! Spend the afternoon on Deep Creek, bring the boat back to your private pier with a boat lift, and head up to the deck for dinner as the light fades across the water. At this custom waterfront Cape Cod in Arnold’s Shore Acres, the creek views follow you indoors. A sweep of glass brings the waterfront into the open living and dining areas, where high ceilings and hardwood floors frame a wood-burning fireplace. In the kitchen, quartz countertops with a waterfall edge make a statement, paired with stainless steel appliances and propane cooking. Upstairs, wake up to views of Deep Creek beneath a high ceiling, or unwind beside the primary suite’s propane fireplace framed by built-in shelving. Two walk-in closets lead to an en suite bath with heated floors, a soaking tub, a separate shower and a dual vanity. Two additional bedrooms with high ceilings, a full bath and laundry complete this level. For a night in, pour a drink at the granite-topped dry bar and settle into your own theater. The lower level also offers a separate recreation room, a full bath with heated floors and a fourth bedroom with a built-in Murphy bed for overnight guests. Landscaped gardens with irrigation frame the home, while a detached two-car garage and large shed offer storage. The property also features owned solar panels and a whole-house generator. Shore Acres amenities include a community dock, beach, clubhouse and playground. Membership in the Shore Acres Improvement Association is voluntary. Donnelly’s Dockside is nearby. Buyer to verify mean low water depth.
Highlights
- Residential
- Single Family Residence
- Built in 2012
- 0.33 Acre Lot
- Waterfront
- 2 Car Garage
- 12 days on Market
-
- Bedrooms
- 5
-
- Bathrooms
- 3 full · 1 half
-
- Year Built
- 2012
-
- Architectural Style
- Craftsman
-
- Construction Materials
- HardiPlank Type, Spray Foam Insulation, Batts Insulation
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 2.0
-
- Parking Features
- Gravel, Driveway, Oversized, Garage Door Opener, Garage, Detached
-
- Living Area
- 4158.0
-
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s), Bar, Recessed Lighting, Open Floorplan, Crown Molding, Beamed Ceilings, Built-in Features
-
- Appliances
- Dishwasher, Microwave, Gas Range, Tankless Water Heater, Gas Oven, Gas Water Heater, Stainless Steel Appliance(s), ENERGY STAR Qualified Appliances, Water Purifier
-
- Furnished
- Partially
-
- Exterior Features
- Storage
-
- Patio And Porch
- Deck
-
- Pool Features
- None
-
- Cooling
- Ceiling Fan(s), Central Air, Electric
-
- Heating
- Heat Pump, Propane, Central, Wood Stove
-
- Basement
- Partially Finished, Interior Entry
-
- Acres
- 0.33
-
- Lot Features
- Waterfront
-
- Water Front Features
- Creek
-
- Water Front
- Yes
-
- View
- Water, Creek/Stream
-
- Water
- Well
-
- County
- Anne Arundel
-
- City
- Arnold
-
- Neighborhood
- SHORE ACRES
-
- Zip Code
- 21012
-
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Price History
| 11/01/2026 | Listed | $1,750,000 |
| Source: Bright #MDAA2160972 | ||
| 10/14/2022 | Sold | $1,600,000 |
| Source: Bright #MDAA2034622 | ||
| 09/27/2022 | Listed | $1,599,000 |
| Source: Bright #MDAA2034622 | ||
| 06/17/2022 | Off Market | — |
| Source: Bright #MDAA2034622 | ||
Source: MLS Data
Deed History
| 01/17/2025 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 10/19/2022 | Deed | $1,600,000 |
| 08/22/2019 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 06/09/2014 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 06/11/2007 | Deed | $640,000 |
| 07/10/2002 | Deed | $495,000 |
| 12/02/1996 | Deed | $180,000 |
| 11/14/1995 | Deed | $100,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 04/21/2021 | Conventional | $570,082 |
| 01/21/2020 | Credit Line (Revolving) / HELOC | $100,000 |
| 08/22/2019 | Conventional | $450,000 |
| 06/09/2014 | Conventional | $560,000 |
| 06/09/2014 | Credit Line (Revolving) / HELOC | $185,000 |
| 02/16/2012 | Open End with Future Advance Clause / Open End Mortgage | $35,000 |
| 02/01/2012 | Stand Alone Second / Subordinate Position | $417,000 |
| 01/06/2010 | Stand Alone Second / Subordinate Position | $417,000 |
| 10/22/2008 | Stand Alone Refi (Refinance of Original Loan) | $417,000 |
| 08/03/2007 | Stand Alone Second / Subordinate Position | $440,000 |
| 06/11/2007 | Purchase Money Mortgage | $640,000 |
| 06/23/2005 | Credit Line (Revolving) / HELOC | $200,000 |
Source: Public records via Constellation Data Labs
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There are currently 143 properties available in Arnold, with 33 under contract to close soon. Properties in the city have an average sale price of $743,134 and typically spend 67 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $1,750,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Arnold, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 973 Phillips Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 973 Phillips Dr at around $11,156. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 973 Phillips Dr?
In most cases, yes. Whether 973 Phillips Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Arnold's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
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What is the price per square foot for this home?
This home is listed at $1,750,000 with 4,158 sqft of space—that comes out to approximately $421 per square foot.
How long has this property been on the market?
973 Phillips Dr was listed on November 01, 2026, which means it's been on the market for 12 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2012, making it approximately 14 years old.
What is the lot size of this property?
973 Phillips Dr sits on a 0.33-acre lot, which is 14,375 square feet.
What are the property taxes for 973 Phillips Dr?
The most recent public record shows annual property taxes for 973 Phillips Dr were approximately $14,370. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 973 Phillips Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.
Last Updated: November 13, 2026 at 09:46PM | Source: Bright | MLS#: MDAA2160972
