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982 Mount Holly Dr , Annapolis, MD 21409

$675,000

4
beds
3 full · 1 half
baths
2,973
sqft
1994
year built

Nestled in the charming Cape St. Claire community, this delightful Colonial home offers a perfect blend of comfort and modern living. With 4 spacious bedrooms and 3.5 bathrooms, provides ample space for relaxation and entertaining. Step inside to discover a warm and inviting interior featuring beautiful hardwood flooring on main level. The heart of the home is the well-appointed kitchen, complete with stainless steel appliances, an eat-in area, and plenty of table space for casual dining. The formal dining room with wood burning fireplace, sets the stage for more elegant gatherings or space could easily be converted to another gathering space. Enjoy the luxury of a private bath ensuite in primary bedroom and take advantage of the walk-in closet for all your storage needs. Natural light floods the home through two bay and double-hung windows, enhancing the inviting atmosphere. Recessed lighting and wainscotting add a touch of sophistication. Lower level with family room and full bath offers an egress window access, The exterior of the home is equally appealing, featuring low-maintenance vinyl siding and thoughtful bump-outs that add character. The corner lot, spanning 0.26 acres, offers a level yard perfect for outdoor activities and gardening. An expansive deck off the kitchen with custom roll out awning is perfect for grilling, dining or simply relaxing. Enjoy serene views of the fenced rear yard and take advantage of the community's water access to the beautiful Magothy River, ideal for kayaking, swimming and fishing enthusiasts. Cape St. Claire is not just a neighborhood; it's a vibrant community with a wealth of amenities. Residents can enjoy access to a ball fields, basketball courts, and picnic areas. Kayak, paddle board or take a quick swim in the water accessed areas. The local beach and playgrounds provide endless opportunities for outdoor fun. Community pool available with membership at additional cost, With well-maintained common areas and a strong sense of community, this area is perfect for those seeking an active lifestyle. Public services are readily available, making daily life convenient and enjoyable. Local shopping nearby include grocery, coffee shop, hardware, restaurants as well as other shops & businesses, This home is more than just a property; it's a place where memories are made. Experience the warmth and charm of Cape St. Claire living, where comfort meets convenience.

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    1994
  • Architectural Style
    Colonial
  • Construction Materials
    Vinyl Siding
  • Foundation
    Block
  • Garage Spaces
    1.0
  • Parking Features
    Attached, Asphalt, Garage, Inside Entrance
  • Living Area
    2973.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Recessed Lighting, Soaking Tub
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Cooktop, Stainless Steel Appliance(s), Water Heater, Water Purifier
  • Flooring
    Hardwood, Laminate, Ceramic Tile, Wood
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s), Electric, Other
  • Heating
    Heat Pump, Central
  • Basement
    Full, Interior Entry

  • Acres
    0.26
  • Lot Features
    Level, Corner Lot
  • Water Front Features
    Lake, River Front
  • View
    Garden
  • Water
    Well

  • County
    Anne Arundel
  • City
    Annapolis
  • Neighborhood
    CAPE ST CLAIRE
  • Zip Code
    21409
  • High School
    BROADNECK
  • Middle School
    MAGOTHY RIVER
  • Elementary School
    CAPE ST. CLAIRE

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Frequently Asked Questions

How do I schedule a tour of 982 Mount Holly Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 982 Mount Holly Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 982 Mount Holly Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $675,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Annapolis, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 982 Mount Holly Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 982 Mount Holly Dr at around $4,329. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 982 Mount Holly Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Anne Arundel County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 982 Mount Holly Dr?

In most cases, yes. Whether 982 Mount Holly Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Annapolis's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 982 Mount Holly Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Annapolis and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $675,000 with 2,973 sqft of space—that comes out to approximately $227 per square foot.

How long has this property been on the market?

982 Mount Holly Dr was listed on November 03, 2026, which means it's been on the market for 6 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1994, making it approximately 32 years old.

What is the lot size of this property?

982 Mount Holly Dr sits on a 0.26-acre lot, which is 11,326 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: CAPE ST. CLAIRE
  • Middle: MAGOTHY RIVER
  • High: BROADNECK

Want to see how these schools compare? Check out our Anne Arundel County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 982 Mount Holly Dr?

The most recent public record shows annual property taxes for 982 Mount Holly Dr were approximately $5,847. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $16 paid annually.

This covers access to community features including: Picnic Area, Playground, Basketball Court, Beach Access.

Is 982 Mount Holly Dr still available for sale?

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 09, 2026 at 11:01AM | Source: Bright | MLS#: MDAA2160928