Searching ...

Amazing opportunity to own TWO single family houses on ONE lot...and located just one block from the ocean in Swampscott! Enjoy the fabulous water views and feel the cool ocean breeze just minutes away from your doorway at Swampscott Harbor and Fisherman's Beach. This prime location is also a short walk to Swampscott's coastal downtown, offering a charming mix of restaurants, local shops, everyday conveniences and many green spaces. Both houses are move-in ready! The primary house was thoughtfully refreshed, offering the perfect blend of modern amenities, timeless classic style with touches of old world charm that includes original wood floors, pocket doors, an ornate tin ceiling and custom storage cabinets and shelves. The kitchen is now equipped with new stainless steel appliances, countertops, a deep pantry and a custom built entrance storage area. The guest bathroom on the first floor was also recently modernized and refreshed. The second floor full bathroom sparkles after it was renovated and fitted with a deep tub, glass shower enclosure and modern fixtures. The third floor was finished and houses the fourth bedroom with adjoining office or den. The second house was significantly rebuilt 20 years ago with an open concept eat-in kitchen and living room area, a 3/4 bathroom and full size stackable washer and dryer on the first floor. A large loft comprises the second floor. The loft is the perfect location for a private and cozy sleeping area. This two house property presents multiple living and investment options. It's an ideal property for an owner occupant needing additional space for extended family, an owner occupant seeking rental income or an investor looking solely for an income-producing investment property. Whether you're looking for a multi-generational family home, a coastal retreat or a solid rental investment, this property offers extraordinary flexibility and a good value!

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    1798
  • Stories
    5.0
  • Construction Materials
    Frame
  • Foundation
    Stone
  • Parking Features
    Paved, Off Street
  • Living Area
    2471.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Pantry, Storage, Open Floorplan
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal, Gas Water Heater
  • Flooring
    Vinyl, Wood
  • Exterior Features
    Balcony, Rain Gutters
  • Patio And Porch
    Deck, Porch
  • Cooling
    Ductless, Ceiling Fan(s), Central Air, Zoned
  • Heating
    Ductless, Forced Air, Natural Gas, Electric, Zoned
  • Basement
    Full, Unfinished, Interior Entry, Concrete

  • Acres
    0.14
  • Lot Features
    Level
  • Water Front Features
    Ocean Front
  • Water
    Public

  • County
    Essex
  • City
    Swampscott
  • Zip Code
    01907

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 481 Humphrey?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 481 Humphrey.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 481 Humphrey?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $749,000. We can talk through recent upgrades, potential seller motivation, how this multi family compares to others in Swampscott, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 481 Humphrey?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 481 Humphrey at around $5,026. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 481 Humphrey?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Essex County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 481 Humphrey?

In most cases, yes. Whether 481 Humphrey is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Swampscott's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 481 Humphrey?

We can handle that for you. Our preferred local agent specializes in residential incomes in Swampscott and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $749,000 with 2,471 sqft of space—that comes out to approximately $303 per square foot.

How long has this property been on the market?

481 Humphrey was listed on August 06, 2026, which means it's been on the market for 100 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1798, making it approximately 228 years old.

What is the lot size of this property?

481 Humphrey sits on a 0.14-acre lot, which is 6,098 square feet.

What are the property taxes for 481 Humphrey?

The most recent public record shows annual property taxes for 481 Humphrey were approximately $9,158. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 481 Humphrey still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

Popular Home Searches in Swampscott, MA


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS Property Information Network (MLS PIN). All rights reserved.

Last Updated: November 14, 2026 at 07:33AM | Source: MLS Property Information Network (MLS PIN) | MLS#: 73559992