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Offering two immaculate units with room to grow on the third level—already divided into multiple rooms—630 Bay Street spans 2,202 square feet of living space, making it an ideal opportunity for owner-occupants and investors alike. Each level features a comfortable 4-room layout with 2 bedrooms, 1 full bath, and rich hardwood flooring, complemented by a newly completed driveway with off-street parking for two vehicles. Step into the backyard—complete with a newly finished side yard—and you won't believe you're in the city, offering a tranquil setting where deer visit daily. Extensively updated in 2026 with new windows, exterior doors, gutters, and a new chimney liner, the mechanicals and exterior are well-equipped alongside brand-new space heaters, 100-amp electrical service per unit, natural gas hot water, gas range hookups, and a 2-year-old 3rd-party-owned solar system paired with a 2-year-old roof. The full, partially finished basement adds extra versatility with a half bath, concrete floor, sump pump, and both interior and exterior access. Being delivered vacant, you have the immediate flexibility to set your own market rents or move right into one unit while generating rental income from the other. Ideally situated near public transportation, shopping, parks, walk/jog trails, medical facilities, local schools, the waterfront marina, and Sandy Beach along Mount Hope Bay, with effortless highway access to Routes 24, 79, I-195, and the MBTA South Coast Rail station for seamless commuting. Information provided is deemed reliable but not guaranteed; buyers and buyer's agents are responsible for conducting their own due diligence and independently verifying all property details, square footage, zoning, and intended uses.

Highlights

  • Residential Income
  • Duplex
  • Built in 1883
  • 0.16 Acre Lot
  • Newly Listed

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    1883
  • Stories
    2.0
  • Construction Materials
    Frame
  • Foundation
    Block
  • Parking Features
    Off Street
  • Living Area
    2202.0
  • Appliances
    Gas Water Heater
  • Flooring
    Hardwood
  • Patio And Porch
    Covered
  • Basement
    Full, Partially Finished, Sump Pump, Interior Entry, Concrete

  • Acres
    0.16
  • Lot Features
    Level
  • Water Front Features
    Beach Access, Waterfront Access
  • Water
    Public

  • County
    Bristol
  • City
    Fall River
  • Zip Code
    02724
  • High School
    B.M.C. Durfee High School
  • Middle School
    Matthew J. Kuss Middle School
  • Elementary School
    Carlton M. Viveiros Elementary

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Frequently Asked Questions

How do I schedule a tour of 630 Bay St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 630 Bay St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 630 Bay St?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $549,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Fall River, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 630 Bay St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 630 Bay St at around $3,514. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 630 Bay St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bristol County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 630 Bay St?

In most cases, yes. Whether 630 Bay St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Fall River's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 630 Bay St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Fall River and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $549,000 with 2,202 sqft of space—that comes out to approximately $249 per square foot.

How long has this property been on the market?

630 Bay St was listed on November 13, 2026, which means it's been on the market for 0 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1883, making it approximately 143 years old.

What is the lot size of this property?

630 Bay St sits on a 0.16-acre lot, which is 6,970 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Carlton M. Viveiros Elementary
  • Middle: Matthew J. Kuss Middle School
  • High: B.M.C. Durfee High School

Want to see how these schools compare? Check out our Bristol County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 630 Bay St?

The most recent public record shows annual property taxes for 630 Bay St were approximately $4,678. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 630 Bay St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS Property Information Network (MLS PIN). All rights reserved.

Last Updated: November 13, 2026 at 01:22PM | Source: MLS Property Information Network (MLS PIN) | MLS#: 73601944