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** NEED A LOWER INTEREST RATE? Seller offering a credit for a 2/1 mortgage buydown (rates below 6%), or use it to cover a year of condo fees or eligible buyer closing costs**Fully Renovated Water Front Condo with Garage & Pool! Sun-drenched and move-in ready, this beautifully updated 2-bedroom, 2-bathroom condo offers picturesque south-facing views of the harbor completely unobstructed. No detail has been overlooked in this thoughtful renovation: new carpet throughout, sleek new granite countertops, updated cabinetry, elegant new tile flooring, and new appliances create a fresh, modern feel. A new water heater completes the renovation, while fresh paint and new lighting tie the whole space together beautifully. Both bedrooms are generously sized, offering comfortable living spaces. Both enjoy large closets while the primary includes an additional 8x8 walk-in closet. A versatile loft adds even more functional space, ideal as a home office, reading nook, or additional work area. The two full bathrooms have also been tastefully updated to match the home's clean, contemporary aesthetic. This unit includes a one-car garage with HOA approved shelving providing huge amounts of storage space. Residents also enjoy access to a beautiful outdoor pool, perfect for relaxing or entertaining during the warmer months. Location adds even more to love here: this condo is conveniently situated near two marinas providing easy access for boaters, Beverly's vibrant downtown, and the commuter rail, offering effortless access to waterfront dining, boutique shopping, community events, and an easy commute into Boston. Whether you're drawn to low-maintenance coastal living, an active lifestyle by the water, or the ease of a lively small-city setting, this sought-after complex offers a true sense of community and connection. Opportunities like this, combining renovated interiors, water views, garage parking, and resort-style amenities in one of Beverly's most desirable waterfront communities, don't come along often. Schedule your private showing and experience water front living at its finest!***Subject to Lender approsal and mutually agreed contract terms

Highlights

  • Residential
  • Condominium
  • Built in 1985
  • $863/mo HOA
  • Waterfront
  • 1 Car Garage
  • 61 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1985
  • Stories
    2.0
  • Construction Materials
    Frame
  • Garage Spaces
    1.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Off Street, Storage, Workshop in Garage
  • Living Area
    1344.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Vaulted Ceiling(s), Recessed Lighting, Open Floorplan
  • Appliances
    Dishwasher, Refrigerator, Range, Range Hood
  • Flooring
    Tile, Carpet
  • Exterior Features
    Balcony
  • Patio And Porch
    Deck
  • Pool Features
    In Ground, Association
  • Cooling
    Heat Pump
  • Heating
    Heat Pump

  • Lot Features
    Waterfront
  • Water Front Features
    Ocean Front, Waterfront
  • Water Front
    Yes
  • View
    Water, Ocean, Harbor
  • Water
    Public

  • County
    Essex
  • City
    Beverly
  • Zip Code
    01915
  • High School
    Beverly High
  • Middle School
    Beverly Middle
  • Elementary School
    Cove

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Frequently Asked Questions

How do I schedule a tour of 113 Water 78?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 113 Water 78.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 113 Water 78?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $699,850. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Beverly, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 113 Water 78?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 113 Water 78 at around $4,313. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 113 Water 78?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Essex County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 113 Water 78?

In most cases, yes. Whether 113 Water 78 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Beverly's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 113 Water 78?

We can handle that for you. Our preferred local agent specializes in residentials in Beverly and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $699,850 with 1,344 sqft of space—that comes out to approximately $521 per square foot.

How long has this property been on the market?

113 Water 78 was listed on September 08, 2026, which means it's been on the market for 61 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1985, making it approximately 41 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Cove
  • Middle: Beverly Middle
  • High: Beverly High

Want to see how these schools compare? Check out our Essex County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 113 Water 78?

The most recent public record shows annual property taxes for 113 Water 78 were approximately $6,222. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $863 paid monthly.

This covers access to community features including: Pool.

Is 113 Water 78 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS Property Information Network (MLS PIN). All rights reserved.

Last Updated: November 08, 2026 at 01:56PM | Source: MLS Property Information Network (MLS PIN) | MLS#: 73573523