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175 S Main St , Whitley City, KY 42653

$275,000

5
beds
3
baths
1,600
sqft
1946
year built

Totally updated interior and exterior building with 3 new rental units. Downstairs units have 2 bedrooms and 1 bath. Upstairs unit has 1 bedroom, 1 bath. A fourth unit can also be completed upstairs. All units are leased. Basement area offers the possibility of adding 2 additional units. Located in the town of Whitley City with restaurants, shopping, library and courthouse within walking distance. Property has city sewer and city water.

Highlights

  • Residential Income
  • Triplex
  • Built in 1946
  • 0.25 Acre Lot
  • 311 days on Market

  • Bedrooms
    5
  • Bathrooms
    3
  • Year Built
    1946
  • Stories
    1.0
  • Parking Features
    Other
  • Living Area
    1600.0
  • Cooling
    Multi Units
  • Heating
    Other

  • Acres
    0.25
  • Utilities
    Electricity Connected, Sewer Connected, Water Connected


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Frequently Asked Questions

How do I schedule a tour of 175 S Main St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 175 S Main St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 175 S Main St?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $275,000. We can talk through recent upgrades, potential seller motivation, how this triplex compares to others in Whitley City, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 175 S Main St?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 175 S Main St at around $1,491. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 175 S Main St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in McCreary County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 175 S Main St?

In most cases, yes. Whether 175 S Main St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Whitley City's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 175 S Main St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Whitley City and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $275,000 with 1,600 sqft of space—that comes out to approximately $172 per square foot.

How long has this property been on the market?

175 S Main St was listed on December 29, 2025, which means it's been on the market for 311 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1946, making it approximately 80 years old.

What is the lot size of this property?

175 S Main St sits on a 0.25-acre lot, which is 10,890 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Middle: McCreary County
  • High: McCreary County

Want to see how these schools compare? Check out our McCreary County School Guide to see ratings, reviews, and more for the schools in the area.

Is 175 S Main St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) Program of Bluegrass REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by IDX brokerage firms other than Rector Hayden Realtors, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX brokers. Information deemed reliable but not guaranteed. Copyright © 2026 Bluegrass REALTORS®. All Rights Reserved.

Last Updated: November 05, 2026 at 05:52PM | Source: ImagineMLS (Bluegrass REALTORS) | MLS#: 25508507