Searching ...

Experience modern Lake Cumberland living in this brand-new barndominium-style home located just minutes from beautiful Lake Cumberland. Situated on approximately 0.4 acres in the peaceful community of Nancy, Kentucky, this 2-bedroom, 1-bath home is ideal as a full-time residence, weekend lake retreat, or short-term rental. Inside, the open-concept floor plan features convenient one-level living. The spacious living and dining areas flow seamlessly into the kitchen, complete with new cabinetry, modern fixtures, and generous storage. Two comfortable bedrooms, a full bathroom, and a dedicated laundry area complete the thoughtfully designed interior. The attached garage features a 10-foot door, providing excellent space for a boat, recreational vehicle, lake equipment, or additional storage. A durable metal roof, efficient HVAC system, and included one-year builder's warranty offer comfort, convenience, and peace of mind. Outside, there is ample parking for boats and RVs, along with room to add a detached garage, workshop, or outdoor entertaining area. With multiple boat ramps, marinas, and Lake Cumberland access points only minutes away, fishing, boating, and lakeside recreation are always within easy reach. Don't miss this low-maintenance new construction home offering comfort, versatility, and Kentucky charm near Lake Cumberland.

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2026
  • 0.4 Acre Lot
  • 1 Car Garage
  • 53 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    2026
  • Construction Materials
    Aluminum Siding
  • Foundation
    Block
  • Garage Spaces
    1.0
  • Living Area
    950.0
  • Interior Features
    Ceiling Fan(s)
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Oven
  • Flooring
    Vinyl
  • Cooling
    Ceiling Fan(s), Electric, Heat Pump
  • Heating
    Electric, Heat Pump
  • Basement
    Crawl Space

  • Acres
    0.4
  • Lot Features
    Few Trees
  • Utilities
    Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • Area
    070 - Wayne County
  • County
    Wayne
  • City
    Nancy
  • Neighborhood
    Pine Tree Estates
  • Zip Code
    42544
  • High School
    Southwestern
  • Middle School
    Southern
  • Elementary School
    Nancy

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 221 Pine Tree Circle Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 221 Pine Tree Circle Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 221 Pine Tree Circle Dr?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $199,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Nancy, and can even get you in to see the property quickly.

How do I get a virtual tour of 221 Pine Tree Circle Dr?

Yes! A virtual tour is available for 221 Pine Tree Circle Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 221 Pine Tree Circle Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 221 Pine Tree Circle Dr at around $1,138. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 221 Pine Tree Circle Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Wayne County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 221 Pine Tree Circle Dr?

In most cases, yes. Whether 221 Pine Tree Circle Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Nancy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 221 Pine Tree Circle Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Nancy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $199,900 with 950 sqft of space—that comes out to approximately $210 per square foot.

How long has this property been on the market?

221 Pine Tree Circle Dr was listed on September 16, 2026, which means it's been on the market for 53 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

221 Pine Tree Circle Dr sits on a 0.4-acre lot, which is 17,424 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Nancy
  • Middle: Southern
  • High: Southwestern

Want to see how these schools compare? Check out our Wayne County School Guide to see ratings, reviews, and more for the schools in the area.

Is 221 Pine Tree Circle Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

Popular Home Searches in Nancy, KY


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) Program of Bluegrass REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by IDX brokerage firms other than Rector Hayden Realtors, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX brokers. Information deemed reliable but not guaranteed. Copyright © 2026 Bluegrass REALTORS®. All Rights Reserved.

Last Updated: November 08, 2026 at 08:15PM | Source: ImagineMLS (Bluegrass REALTORS) | MLS#: 26025838