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Welcome to 281 Waters Edge Rd in Pendleton! This beautiful 3-bedroom, 2-bath ranch-style home offers modern living in a desirable community. Built in 2023, this well-maintained home features an open and inviting layout with comfortable living spaces designed for everyday living and entertaining. The spacious kitchen flows seamlessly into the main living area, creating a warm and functional gathering space. Enjoy the convenience of a primary suite, additional bedrooms for family, guests, or a home office, and an attached 2-car garage. Located in a growing Pendleton community with convenient access to local amenities, shopping, dining, parks, and major roadways. Whether you're a first-time buyer, downsizing, or looking for a move-in-ready home, this property is ready to welcome you home!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2023
  • 0.13 Acre Lot
  • $237/yr HOA
  • 2 Car Garage
  • 73 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2023
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1218.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Pantry, Kitchen Island, Breakfast Bar
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Electric Oven
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air
  • Heating
    Electric

  • Acres
    0.13
  • Water
    Public

  • Area
    4816 - Madison - Fall Creek
  • County
    Madison
  • City
    Pendleton
  • Neighborhood
    Cold Springs At Huntzinge
  • Zip Code
    46064
  • High School
    Pendleton Heights High School
  • Middle School
    Pendleton Heights Middle School

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Frequently Asked Questions

How do I schedule a tour of 281 Waters Edge?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 281 Waters Edge.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 281 Waters Edge?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $269,995. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Pendleton, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 281 Waters Edge?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 281 Waters Edge at around $1,464. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 281 Waters Edge?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 281 Waters Edge?

In most cases, yes. Whether 281 Waters Edge is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Pendleton's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 281 Waters Edge?

We can handle that for you. Our preferred local agent specializes in residentials in Pendleton and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $269,995 with 1,218 sqft of space—that comes out to approximately $222 per square foot.

How long has this property been on the market?

281 Waters Edge was listed on August 27, 2026, which means it's been on the market for 73 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2023, making it approximately 3 years old.

What is the lot size of this property?

281 Waters Edge sits on a 0.13-acre lot, which is 5,663 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Middle: Pendleton Heights Middle School
  • High: Pendleton Heights High School

Want to see how these schools compare? Check out our Madison County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $237 paid annually.

This covers access to community features including: Maintenance.

Is 281 Waters Edge still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 08, 2026 at 01:01AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.