$1,199,000
6 N 477 #IL, Saint Charles, IL 60174
- 4
- beds
- 4
- baths
- 3,108
- sqft
- 1955
- year built
- Status:
- Active
- MLS #:
- 12749931
- County:
- Kane
- Listed By:
- Debora McKay - Coldwell Banker Realty
- Office Phone:
- (630) 377-1771
- Agent Email:
- debora@themckaygroup.com
Sponsoring Broker: Diane Glass, Berkshire Hathaway HomeServices Chicago
Thoughtfully rebuilt in 2019, this riverfront retreat offers exceptional craftsmanship, thoughtful design, and remarkable privacy on 2 wooded acres along the Fox River. Originally an A-frame, this unique waterfront residence has been reimagined and expanded into a spacious, beautifully crafted home that blends distinctive architectural character with modern comfort and a warm, lodge-inspired feel. The 2019 expansion seamlessly introduced the open-concept living and kitchen areas, private primary suite with spa-inspired bath, finished lower level, and attached 1-car garage, all thoughtfully integrated with the home's original character. A detached 3-car garage with fully finished living space above adds an exceptional layer of functionality to the property. Set among towering mature trees, the home is approached by a gated circular drive, providing a rare sense of privacy along the river. Step inside to a welcoming foyer that leads into the bright, open-concept living area, where soaring cathedral ceilings, skylights, and expansive sliding glass doors fill the space with natural light and open to the riverfront deck. A floor-to-ceiling wood-burning fireplace with stone surround creates an inviting focal point for relaxing or entertaining. The custom French-style kitchen is equally impressive, featuring a sprawling granite-topped island with seating, crisp white cabinetry, porcelain tile backsplash, chef-grade appliances (2019), walk-in pantry, and eat-in area. The adjoining family room continues the home's distinctive lodge-inspired character with a custom wood-beamed ceiling and a well-appointed wet bar featuring stainless steel appliances, island seating, and custom shelving. The primary suite features an electric fireplace, a large walk-in closet with custom built-ins, and a sliding glass door overlooking the expansive yard and riverfront setting. The spa-inspired ensuite bath offers dual granite-topped vanities, heated floors, an oversized dual-head walk-in shower, and a multi-seat sauna and steam room with Vichy shower and custom tile. Direct access to the side deck and private hot tub completes this luxurious retreat. Rounding out the main level is a generously sized second bedroom with a large walk-in closet, a third bedroom, a full hall bath with glass-enclosed shower, and a convenient mudroom with access to the attached 1-car garage. The finished lower level provides additional living space with a spacious recreation room overlooking the river, an electric fireplace with a stone surround, a wine room, a full bath, a laundry room, and space to add a potential fifth bedroom. Outside, the riverfront setting truly shines, with a wrap-around porch extending to a spacious deck overlooking the Fox River and open green space, framed by towering trees for exceptional privacy. The deck provides an inviting setting for outdoor dining, summer gatherings, or relaxing in the hot tub, while the grill and riverfront fire pit make entertaining effortless. The fully fenced yard offers plenty of space to enjoy the outdoors, while the quiet river invites fishing, boating, and jet skiing right from home. The detached heated 3-car garage offers abundant space and electrical capacity for hobbies or a workshop. Above, a private entrance leads to fully finished living quarters with a full kitchen and dining area, living room with a Murphy bed, a full bath, and private deck. This versatile space is ideal for guests, a home office, gym, extended living, or potential short-term rental use. Ideally located within the highly rated St. Charles School District 303 and just minutes from downtown St. Charles, this one-of-a-kind Fox River property offers a rare combination of quality construction, thoughtful renovation, wooded privacy, versatile living spaces, and an extraordinary riverfront lifestyle.
Highlights
- Residential
- Single Family Residence
- Built in 1955
- 2.0 Acre Lot
- Waterfront
- 4 Car Garage
- 67 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 4
-
- Year Built
- 1955
-
- Construction Materials
- Cedar
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 4.0
-
- Parking Features
- Attached, Garage Door Opener, Asphalt, Garage, Detached, Heated Garage, Circular Driveway
-
- Living Area
- 3108.0
-
- Interior Features
- Cathedral Ceiling(s), Walk-In Closet(s), Wet Bar, Granite Counters, Open Floorplan, Entrance Foyer, Beamed Ceilings, Built-in Features, Sauna
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Gas Cooktop, Oven, Water Softener Owned, Range Hood, Water Softener, Stainless Steel Appliance(s), Wine Refrigerator, Bar Fridge
-
- Flooring
- Hardwood
-
- Exterior Features
- Lighting, Fire Pit, Outdoor Grill, Barbecue
-
- Patio And Porch
- Deck
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Radiant Floor
-
- Basement
- Finished, Full, Storage Space
-
- Acres
- 2.0
-
- Lot Features
- Wooded
-
- Water Front Features
- River Front, Waterfront
-
- Water Front
- Yes
-
- View
- Water
-
- Water
- Well
-
- Area
- Campton Hills / St. Charles
-
- County
- Kane
-
- City
- Saint Charles
-
- Zip Code
- 60174
-
- High School
- St Charles North High School
-
- Middle School
- Wredling Middle School
-
- Elementary School
- Wild Rose Elementary School
-
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Price History
| 10/16/2026 | Price Changed | $1,199,000 |
| Source: Midwest Real Estate Data (MRED) #12749931 | ||
| 09/05/2026 | Listed | $1,250,000 |
| Source: Midwest Real Estate Data (MRED) #12749931 | ||
| 10/15/2012 | Off Market | — |
| Source: Midwest Real Estate Data (MRED) #08180705 | ||
Source: MLS Data
Deed History
| 07/31/2013 | Warranty Deed | $385,000 |
| 10/08/2004 | Warranty Deed | $510,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 09/13/2021 | Conventional | $595,000 |
| 02/20/2020 | Conventional | $574,750 |
| 06/07/2018 | ARM (Adjustable Rate Mortgage as of August, 2009) | $571,400 |
| 07/31/2013 | Conventional | $308,000 |
| 11/15/2002 | Credit Line (Revolving) / HELOC | $6,500 |
| 10/11/2002 | Unknown | $255,000 |
| 11/28/2001 | Unknown | $181,000 |
| 03/08/1999 | Unknown | $175,000 |
Source: Public records via Constellation Data Labs
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There are currently 207 properties available in Saint Charles, with 51 under contract to close soon. Properties in the city have an average sale price of $824,513 and typically spend 107 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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How much is the monthly mortgage payment for 6 N 477 #IL?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 6 N 477 #IL at around $8,120. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 6 N 477 #IL?
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What is the price per square foot for this home?
This home is listed at $1,199,000 with 3,108 sqft of space—that comes out to approximately $386 per square foot.
How long has this property been on the market?
6 N 477 #IL was listed on September 05, 2026, which means it's been on the market for 67 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1955, making it approximately 71 years old.
What is the lot size of this property?
6 N 477 #IL sits on a 2.0-acre lot, which is 87,120 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Wild Rose Elementary School
- Middle: Wredling Middle School
- High: St Charles North High School
Want to see how these schools compare? Check out our Kane County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 6 N 477 #IL?
The most recent public record shows annual property taxes for 6 N 477 #IL were approximately $15,560. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 6 N 477 #IL still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.
Last Updated: November 11, 2026 at 09:07PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12749931
