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RARELY AVAILABLE MAIN-FLOOR LIVING WITH TRANQUIL WOODED VIEWS, JUST STEPS FROM DOWNTOWN ST. CHARLES THE RIVERWALK AND MINUTES FROM GENEVA! Nestled along a quiet private drive and the Fox River discover the perfect blend of elegance, comfort, and craftsmanship in this beautifully appointed brick duplex townhome offering 4 spacious bedrooms, 3 full bathrooms and a full finished basement. Designed for effortless main-floor living, the home welcomes you with soaring vaulted ceilings, hardwood floors, and a stunning wall of windows that fills the living spaces with natural light and picturesque wooded views. A warm and inviting fireplace anchors the living room, while the generously sized kitchen that features an expansive center island, abundant cabinetry, and seamless access to a separate dining area, ideal for everyday living and entertaining. The sought-after MAIN-FLOOR PRIMARY SUITE offers a spacious private bath with dual vanities, separate walk in shower and luxury walk-in closet, complemented by main-floor laundry. Upstairs, three generously sized bedrooms and a full bath provide wonderful flexibility for guests, family, or a home office. The impressive finished lower level is truly an extension of the home, featuring 10-foot ceilings a full bar, a second fireplace, full bathroom, exercise room, abundant storage room with ample shelving. This is an exceptional space for entertaining or relaxing. Completing this exceptional property is a luxury attached 2-car garage with epoxy flooring, tall ceilings, and built-in cabinetry. Enjoy the ease of main-floor living with downtown St. Charles and Geneva only minutes from your doorstep, this is a rare opportunity to enjoy a low-maintenance lifestyle in a truly special setting.

Highlights

  • Residential
  • Townhouse
  • Built in 1996
  • $623/mo HOA
  • 2 Car Garage
  • 11 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    1996
  • Stories
    2.0
  • Construction Materials
    Brick
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Asphalt, Garage
  • Living Area
    3864.0
  • Interior Features
    Cathedral Ceiling(s), Wet Bar, Storage
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Cooktop, Humidifier, Double Oven, Range Hood, Water Softener, Stainless Steel Appliance(s), Bar Fridge
  • Flooring
    Hardwood
  • Patio And Porch
    Patio
  • Cooling
    Ceiling Fan(s), Central Air, Zoned
  • Heating
    Forced Air, Zoned
  • Basement
    Finished, Full, Sump Pump, Storage Space

  • Lot Features
    Cul-De-Sac, Landscaped
  • Water Front Features
    Stream
  • Utilities
    Cable Available
  • Water
    Public

  • Area
    Campton Hills / St. Charles
  • County
    Kane
  • City
    Saint Charles
  • Neighborhood
    Willowgate
  • Zip Code
    60174
  • High School
    St Charles East High School
  • Middle School
    Thompson Middle School
  • Elementary School
    Davis Elementary School

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Frequently Asked Questions

How do I schedule a tour of 1187 Willowgate Ln #1187?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1187 Willowgate Ln #1187.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1187 Willowgate Ln #1187?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $990,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Saint Charles, and can even get you in to see the property quickly.

How do I get a virtual tour of 1187 Willowgate Ln #1187?

Yes! A virtual tour is available for 1187 Willowgate Ln #1187. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 1187 Willowgate Ln #1187?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1187 Willowgate Ln #1187 at around $6,896. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1187 Willowgate Ln #1187?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Kane County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1187 Willowgate Ln #1187?

In most cases, yes. Whether 1187 Willowgate Ln #1187 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Charles's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1187 Willowgate Ln #1187?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Charles and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $990,000 with 3,864 sqft of space—that comes out to approximately $256 per square foot.

How long has this property been on the market?

1187 Willowgate Ln #1187 was listed on October 31, 2026, which means it's been on the market for 11 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1996, making it approximately 30 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Davis Elementary School
  • Middle: Thompson Middle School
  • High: St Charles East High School

Want to see how these schools compare? Check out our Kane County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 1187 Willowgate Ln #1187?

The most recent public record shows annual property taxes for 1187 Willowgate Ln #1187 were approximately $15,140. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $623 paid monthly.

This covers access to community features including: Trail(s), None.

Is 1187 Willowgate Ln #1187 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 11, 2026 at 02:51PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12797263