214 Main St , Ruma, IL 62278

How do I schedule a tour of 214 Main St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 214 Main St.

They know commercial sales in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 214 Main St?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $495,000. We can talk through recent upgrades, potential seller motivation, how this business compares to others in Ruma, and can even get you in to see the property quickly.

How do I get a virtual tour of 214 Main St?

Yes! A virtual tour is available for 214 Main St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 214 Main St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 214 Main St at around $3,020. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 214 Main St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Randolph County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 214 Main St?

In most cases, yes. Whether 214 Main St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ruma's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 214 Main St?

We can handle that for you. Our preferred local agent specializes in commercial sales in Ruma and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $495,000 with 2,232 sqft of space—that comes out to approximately $222 per square foot.

How long has this property been on the market?

214 Main St was listed on February 24, 2026, which means it's been on the market for 262 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

214 Main St sits on a 0.28-acre lot, which is 12,197 square feet.

What are the property taxes for 214 Main St?

The most recent public record shows annual property taxes for 214 Main St were approximately $2,434. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 214 Main St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.