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Beautiful 4-bedroom home nestled on an oversized 0.76-acre wooded lot. Situated in The Ledges subdivision and tucked away on a premium cul-de-sac lot, this one is a must see! Major exterior updates include a NEW roof, siding, gutters, and downspouts in 2025. Additional updates include a newer dishwasher and dryer, a hot water heater approximately one year old, and recently replaced electrical receptacles and switches with tamper-resistant outlets. Active radon mitigation system also offers peace of mind. Inside, vaulted ceilings and skylights create an open, airy feel. The inviting kitchen features stainless steel appliances, a striking backsplash, and a walk-in pantry. The bright eating area offers sliding glass doors leading to the deck, while an oversized living room window fills the space with abundant natural light. The spacious primary suite features a private deck and a master bathroom with dual vanities. The finished lower level provides exceptional additional living space, including a cozy family room with a dramatic floor-to-ceiling stone fireplace, a fourth bedroom, a dedicated office, and a full bathroom. A full basement offers additional storage space to meet your needs. Enjoy the privacy and natural beauty of the expansive lot, complete with mature trees and plenty of room to relax or entertain. A wonderful combination of space, comfort, and valuable updates!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1989
  • 0.76 Acre Lot
  • 2 Car Garage
  • 43 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    1989
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Asphalt, Garage
  • Living Area
    1981.0
  • Interior Features
    Vaulted Ceiling(s)
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer, Range
  • Patio And Porch
    Deck
  • Cooling
    Ceiling Fan(s), Central Air
  • Basement
    Full, Unfinished

  • Acres
    0.76
  • Lot Features
    Cul-De-Sac
  • Water
    Well


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Frequently Asked Questions

How do I schedule a tour of 12609 Thistle Ridge Close?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 12609 Thistle Ridge Close.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 12609 Thistle Ridge Close?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $360,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Roscoe, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 12609 Thistle Ridge Close?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 12609 Thistle Ridge Close at around $2,688. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 12609 Thistle Ridge Close?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Winnebago County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 12609 Thistle Ridge Close?

In most cases, yes. Whether 12609 Thistle Ridge Close is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Roscoe's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 12609 Thistle Ridge Close?

We can handle that for you. Our preferred local agent specializes in residentials in Roscoe and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $360,000 with 1,981 sqft of space—that comes out to approximately $182 per square foot.

How long has this property been on the market?

12609 Thistle Ridge Close was listed on September 28, 2026, which means it's been on the market for 43 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1989, making it approximately 37 years old.

What is the lot size of this property?

12609 Thistle Ridge Close sits on a 0.76-acre lot, which is 33,106 square feet.

What are the property taxes for 12609 Thistle Ridge Close?

The most recent public record shows annual property taxes for 12609 Thistle Ridge Close were approximately $7,671. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 12609 Thistle Ridge Close still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 10, 2026 at 10:35AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12771044