512 Ridge Rd , Philo, IL 61864

How do I schedule a tour of 512 Ridge Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 512 Ridge Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 512 Ridge Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $179,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Philo, and can even get you in to see the property quickly.

How do I get a virtual tour of 512 Ridge Rd?

Yes! A virtual tour is available for 512 Ridge Rd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 512 Ridge Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 512 Ridge Rd at around $1,255. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 512 Ridge Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Champaign County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 512 Ridge Rd?

In most cases, yes. Whether 512 Ridge Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Philo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 512 Ridge Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Philo and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $179,900 with 928 sqft of space—that comes out to approximately $194 per square foot.

How long has this property been on the market?

512 Ridge Rd was listed on October 07, 2026, which means it's been on the market for 34 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1991, making it approximately 35 years old.

What is the lot size of this property?

512 Ridge Rd sits on a 0.28-acre lot, which is 12,197 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

• Elementary: Unity East Elementary School
• Middle: Unity Junior High School
• High: Unity High School

Want to see how these schools compare? Check out our Champaign County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 512 Ridge Rd?

The most recent public record shows annual property taxes for 512 Ridge Rd were approximately $2,779. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 512 Ridge Rd still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.