4 River Bend Rd , Montgomery, IL 60538
$699,000
- 3
- beds
- 3 full · 1 half
- baths
- 2,650
- sqft
- 1991
- year built
$699,000
4 River Bend Rd , Montgomery, IL 60538
- 3
- beds
- 3 full · 1 half
- baths
- 2,650
- sqft
- 1991
- year built
- Status:
- Active
- MLS #:
- 12761641
- Neighborhood:
- Seasons Ridge
- County:
- Kendall
- Listed By:
- Teresa Ryan - Century 21 Circle
- Office Phone:
- (630) 369-2000
- Agent Email:
- teresaryan@ryanhillgroup.com
Sponsoring Broker: Diane Glass, Berkshire Hathaway HomeServices Chicago
Welcome to 4 River Bend Road in Montgomery - a lovingly renovated 4-bedroom, 3.1-bath home with Fox River views, a private lower-level studio suite, a climate-controlled detached workshop, and a heated above-ground pool. Extensively updated since 2017, the home offers approximately 2,650 sq ft on the main and upper levels plus 1,224 sq ft below, custom millwork throughout, and smart-home convenience. The impressive 11x11 foyer features a wood-and-tile staircase with wrought-iron balusters, dimmable step lighting, and stacked-stone display niches. A dedicated 15x14 main-level office includes a wood-and-glass pocket door, custom built-in desk, cabinetry and shelving, crown molding, wainscoting, and four windows. The formal dining room is finished with full and half-wall wainscoting and dimmable lighting. A custom reading nook offers built-in seating, wood storage drawers, concealed ceiling storage, wainscoting, and recessed lighting. The 25x17 eat-in kitchen is a true gathering space: 42-inch cabinetry, granite counters, stone backsplash, under counter lighting, breakfast bar, butler's pantry, extensive storage, and late-2024 Samsung Smart appliances. The family room includes a brick fireplace with gas logs, hidden retractable projector screen with ceiling-mounted mini projector, and custom wood window valances. A light-filled four-season room features a volume ceiling, nine windows, an iron gas fireplace/stove, beverage coffee nook, custom cabinetry, and direct deck access. The designer powder room has granite, a vessel sink, decorative tile floor and half walls. Upstairs, the primary bedroom offers a 12-foot shed-style volume ceiling, ceiling fan, and wainscoting. The spa-inspired 14x12 primary bath includes double vessel sinks, granite, custom cabinetry, a dual-head tiled and granite shower, jetted heated soaking tub, heated towel rack, and an 8x6 walk-in closet. Two additional bedrooms (14x14 and 14x13) each have a ceiling fan, and wainscoting. A window-filled loft/catwalk and a stylish hall bath with skylight, illuminated cabinetry, vessel sink and heated towel rack, plus a 13x5 laundry room with 42-inch cabinetry, stainless sink, decorative tile, and Samsung Bespoke washer and gas dryer complete the second floor. The lower level adds a 20x15 recreation room with custom built-ins, a 15x13 bonus room, and a private 27x13 studio suite with separate covered entrance, electric fireplace, office workstation, parquet-look ceramic tile, a fully equipped kitchenette (custom white cabinetry, tiled counters, induction cooktop, Bosch dishwasher, convection microwave, stainless refrigerator), and a private full bath with tiled shower and glass enclosure. Outdoor living is exceptional: a large 42x21 composite deck with vinyl railings, composite top rails, fenced perimeter and automatic nighttime accent lighting; a heated 15-ft-wide, 4-ft-deep above-ground pool with filtration; landscaped grounds with concrete walks and brick-edged beds; and a detached 16x11 climate-controlled workshop on a concrete foundation with 10-ft volume ceiling, heat and A/C, air filtration, 220-volt power, built-in cabinetry, recessed LED lighting, and windows. The heated 3-car garage (updated doors 2015) includes a vented gas heater, EV charger, extensive cabinetry, wash basin, tiled backsplash, and storage pantry. Additional updates and features include engineered wood flooring in key areas, recessed LED lighting, custom cabinetry and wainscoting, newer roof, siding and flooring, newer glass shower doors, Schlage smart and keypad locks, Ring alarm and video doorbell, perimeter cameras, app-controlled lighting and appliances, USB outlets, multiple heated towel racks, and abundant natural light. Location: within Montgomery village limits, Oswego CUSD 308, Fox River views with the river directly across, convenient to Route 25 and U.S. 30, near downtown Montgomery and Oswego. Next to FOX River Trail access. Seller is licensed realtor.
Highlights
- Residential
- Single Family Residence
- Built in 1991
- 0.4 Acre Lot
- 3 Car Garage
- 55 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 3 full · 1 half
-
- Year Built
- 1991
-
- Architectural Style
- Traditional
-
- Construction Materials
- Aluminum Siding, Cedar, Brick
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 3.0
-
- Parking Features
- Attached, Garage Door Opener, Asphalt, Garage, Heated Garage, Electric Vehicle Charging Station(s)
-
- Living Area
- 2650.0
-
- Interior Features
- Walk-In Closet(s), Vaulted Ceiling(s), Granite Counters, Bookcases, Entrance Foyer
-
- Appliances
- Dryer, Dishwasher, Microwave, Washer, Disposal, Double Oven, Electric Oven, Electric Cooktop
-
- Flooring
- Hardwood
-
- Patio And Porch
- Deck
-
- Pool Features
- Above Ground
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Natural Gas
-
- Basement
- Finished, Full, Sump Pump, Exterior Entry
-
- Acres
- 0.4
-
- Lot Features
- Level, Corner Lot
-
- View
- Water
-
- Water
- Public
-
- Area
- Montgomery
-
- County
- Kendall
-
- City
- Montgomery
-
- Neighborhood
- Seasons Ridge
-
- Zip Code
- 60538
-
- High School
- Oswego High School
-
- Middle School
- Thompson Junior High School
-
- Elementary School
- Boulder Hill Elementary School
-
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Price History
| 09/30/2026 | Price Changed | $699,000 |
| Source: Midwest Real Estate Data (MRED) #12761641 | ||
| 09/17/2026 | Listed | $739,000 |
| Source: Midwest Real Estate Data (MRED) #12761641 | ||
| 04/24/2015 | Off Market | — |
| Source: Midwest Real Estate Data (MRED) #08901649 | ||
| 03/12/2013 | Off Market | — |
| Source: Midwest Real Estate Data (MRED) #08290127 | ||
| 01/30/2009 | Sold | $225,000 |
| Source: Midwest Real Estate Data (MRED) #07085417 | ||
| Price Changed | $250,000 | |
| Source: Midwest Real Estate Data (MRED) #07085417 | ||
| 12/03/2008 | Listed | $257,000 |
| Source: Midwest Real Estate Data (MRED) #07085417 | ||
Source: MLS Data
Deed History
| 05/14/2018 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 10/08/2015 | Warranty Deed | $235,000 |
| 05/15/2013 | Warranty Deed | $215,000 |
| 02/13/2009 | Special Warranty Deed | $225,000 |
| 10/20/2008 | Sheriff’s Deed - Common in New Jersey. The default code for transfers where borrower is in default, in other states document may be called something other than Sheriff’s Deed, i.e. "Masters in Equity Deed" in SC. | $0 |
| 06/12/2006 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 09/06/2002 | Warranty Deed | $269,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 05/03/2021 | Conventional | $226,000 |
| 10/08/2015 | Conventional | $223,250 |
| 05/15/2013 | Open End with Future Advance Clause / Open End Mortgage | $32,235 |
| 05/15/2013 | Conventional | $161,175 |
| 08/04/2006 | Unknown | $315,000 |
| 09/06/2002 | $255,550 |
Source: Public records via Constellation Data Labs
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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How much is the monthly mortgage payment for 4 River Bend Rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4 River Bend Rd at around $4,827. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 4 River Bend Rd?
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What is the price per square foot for this home?
This home is listed at $699,000 with 2,650 sqft of space—that comes out to approximately $264 per square foot.
How long has this property been on the market?
4 River Bend Rd was listed on September 17, 2026, which means it's been on the market for 55 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1991, making it approximately 35 years old.
What is the lot size of this property?
4 River Bend Rd sits on a 0.4-acre lot, which is 17,424 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Boulder Hill Elementary School
- Middle: Thompson Junior High School
- High: Oswego High School
Want to see how these schools compare? Check out our Kendall County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 4 River Bend Rd?
The most recent public record shows annual property taxes for 4 River Bend Rd were approximately $10,188. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 4 River Bend Rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.
Last Updated: November 11, 2026 at 10:37PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12761641
