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Stunning from the moment you arrive, this exceptional home offers incredible space, beautiful finishes, and an outdoor living experience you won't want to miss!** Fantastic curb appeal welcomes you with a spacious covered front porch. Step inside where you'll find a formal living room/flex space, family room is open and inviting, the gourmet eat-in kitchen is beautifully appointed with custom white cabinetry topped with crown molding, granite countertops, stainless steel appliances and large eating area, walk in pantry and a slider leading to the incredible outdoor living space. The backyard is truly an entertainer's dream! Enjoy a beautiful new patio with a built-in gas grill, perfect for summer gatherings and outdoor dining. A stunning gazebo with a dedicated TV viewing area creates the ideal spot to relax and watch the big game or enjoy movie nights outdoors. Gather around the built-in fire pit with family and friends while taking in the peaceful views. The property backs to a beautiful pond and expansive green space, providing a serene backdrop, privacy and a wonderful sense of openness. The fenced yard and thoughtfully designed outdoor spaces make this backyard an extension of the home. Upstairs, the spacious primary suite features a generous walk-in closet and luxurious upgraded bath with dual vanity, glass-enclosed walk-in shower. A versatile second-floor loft is perfect for a sitting area, playroom, study space or additional lounge area. Spacious secondary bedrooms and a huge laundry room complete the second floor. Located in the highly regarded **301 School District**, this home is conveniently close to the clubhouse, elementary school and miles of walking paths. Highland Woods is truly Elgin's finest community, with upscale living and amenities that include an owner's clubhouse, well equipped gym area, community pools, splash pad, tennis and pickle ball courts, ponds throughout and several parks. All this is included for a low quarterly HOA fee. Just imagine warm summer mornings having your coffee on the covered patio or cool fall evenings surrounding your built in fire pit. Like to fish? Walk over to the bridge over the pond and drop your line in! With its expansive living spaces, beautiful new outdoor entertaining area and peaceful pond-and-green-space setting, this home truly offers the space, amenities and lifestyle you've been looking for! Seller will include all patio furniture, gas grill and tv on the patio. *Please see list of smart home features under the documents tab*

Highlights

  • Residential
  • Single Family Residence
  • Built in 2024
  • $377/qtr HOA
  • 2 Car Garage
  • 9 days on Market

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    2024
  • Construction Materials
    Brick, Fiber Cement
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage
  • Living Area
    2932.0
  • Appliances
    Dishwasher, Microwave, Refrigerator, Range
  • Exterior Features
    Fire Pit, Outdoor Grill, Barbecue
  • Patio And Porch
    Patio, Porch
  • Cooling
    Central Air
  • Heating
    Forced Air
  • Basement
    Full, Unfinished, Sump Pump, Exterior Entry

  • Water Front Features
    Pond
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 3635 Ancient Oak Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3635 Ancient Oak Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3635 Ancient Oak Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $640,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Elgin, and can even get you in to see the property quickly.

How do I get a virtual tour of 3635 Ancient Oak Dr?

Yes! A virtual tour is available for 3635 Ancient Oak Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3635 Ancient Oak Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3635 Ancient Oak Dr at around $4,672. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3635 Ancient Oak Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Kane County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3635 Ancient Oak Dr?

In most cases, yes. Whether 3635 Ancient Oak Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Elgin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3635 Ancient Oak Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Elgin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $640,000 with 2,932 sqft of space—that comes out to approximately $218 per square foot.

How long has this property been on the market?

3635 Ancient Oak Dr was listed on November 01, 2026, which means it's been on the market for 9 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2024, making it approximately 2 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Country Trails Elementary School

Want to see how these schools compare? Check out our Kane County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3635 Ancient Oak Dr?

The most recent public record shows annual property taxes for 3635 Ancient Oak Dr were approximately $12,360. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $377 paid quarterly.

Is 3635 Ancient Oak Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 10, 2026 at 07:04AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12798938