$735,000
- 5
- beds
- 4 full · 1 half
- baths
- 3,339
- sqft
- 2019
- year built
- 5
- beds
- 4 full · 1 half
- baths
- 3,339
- sqft
- 2019
- year built
- Status:
- Contingent
- MLS #:
- 12750414
- Neighborhood:
- Highland Woods
- County:
- Kane
- Listed By:
- Katelyn Mucci Segura - Baird & Warner
- Office Phone:
- (847) 392-1855
- Agent Email:
- katelyn.mucci@bairdwarner.com
Sponsoring Broker: Diane Glass, Berkshire Hathaway HomeServices Chicago
Welcome to a home designed for gathering, celebrating, and making memories. This beautifully appointed 5-bedroom, 4.5-bath home offers an open-concept layout with exceptional space and flexibility. The soaring two-story family room flows seamlessly into the kitchen, creating the perfect setting for everyday connection and entertaining. A main-level fifth bedroom provides flexibility for an office, guest room, or playroom. The cozy sunroom offers a peaceful retreat for morning coffee or quiet reflection. Upstairs, the spacious primary suite features a tray ceiling and private bath, while three additional bedrooms offer Jack-and-Jill and private bath access. The fully finished basement is made for gathering, featuring an open layout, wet bar, and full bath perfect for holidays, game nights, and entertaining. Outside, enjoy the updated patio, built-in grill, fully fenced yard, and evenings around the fire pit. Best of all, watch Fourth of July fireworks right from your backyard. Additional highlights include hardwood flooring, granite countertops, stainless steel appliances, walk-in pantry, high-efficiency furnace, and solar panels. A home that truly brings people together!
-
- Bedrooms
- 5
-
- Bathrooms
- 4 full · 1 half
-
- Year Built
- 2019
-
- Architectural Style
- Traditional
-
- Construction Materials
- Cedar, Brick
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Asphalt, Garage
-
- Living Area
- 3339.0
-
- Interior Features
- Cathedral Ceiling(s)
-
- Appliances
- Dishwasher, Microwave, Disposal, Cooktop, Double Oven, Stainless Steel Appliance(s)
-
- Flooring
- Hardwood
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Natural Gas
-
- Basement
- Finished, Full, Sump Pump
-
- Acres
- 0.21
-
- Water
- Public
-
- Area
- Elgin
-
- County
- Kane
-
- City
- Elgin
-
- Neighborhood
- Highland Woods
-
- Zip Code
- 60124
-
- High School
- Central High School
-
- Middle School
- Prairie Knolls Middle School
-
- Elementary School
- Country Trails Elementary School
-
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Price History
| 09/03/2026 | Listed | $735,000 |
| Source: Midwest Real Estate Data (MRED) #12750414 | ||
Source: MLS Data
Deed History
| 03/26/2019 | Warranty Deed | $438,000 |
| 10/17/2018 | Special Warranty Deed | $62,000 |
| 03/09/2011 | Quit Claim Deed (non-arm's length) | $0 |
| 08/09/2007 | Special Warranty Deed | $8,874,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 03/15/2022 | Stand Alone Refi (Refinance of Original Loan) | $382,800 |
| 01/27/2020 | FHA | $372,710 |
| 03/26/2019 | FHA | $374,440 |
| 10/17/2018 | Building or Construction Loan | $271,000 |
Source: Public records via Constellation Data Labs
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There are currently 276 properties available in Elgin, with 86 under contract to close soon. Properties in the city have an average sale price of $412,056 and typically spend 103 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3605 Harmony Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3605 Harmony Cir.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3605 Harmony Cir?
Click Ask a Question to talk with our team. You already know it is a 5 bed, 4 bath, listed for $735,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Elgin, and can even get you in to see the property quickly.
How do I get a virtual tour of 3605 Harmony Cir?
Yes! A virtual tour is available for 3605 Harmony Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 3605 Harmony Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3605 Harmony Cir at around $5,395. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3605 Harmony Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Kane County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3605 Harmony Cir?
In most cases, yes. Whether 3605 Harmony Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Elgin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3605 Harmony Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Elgin and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $735,000 with 3,339 sqft of space—that comes out to approximately $220 per square foot.
How long has this property been on the market?
3605 Harmony Cir was listed on September 03, 2026, which means it's been on the market for 68 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2019, making it approximately 7 years old.
What is the lot size of this property?
3605 Harmony Cir sits on a 0.21-acre lot, which is 9,148 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Country Trails Elementary School
- Middle: Prairie Knolls Middle School
- High: Central High School
Want to see how these schools compare? Check out our Kane County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 3605 Harmony Cir?
The most recent public record shows annual property taxes for 3605 Harmony Cir were approximately $14,552. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $377 paid quarterly.
Is 3605 Harmony Cir still available for sale?
This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.
Last Updated: November 10, 2026 at 12:54AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12750414
