$279,900
- 3
- beds
- 1 full · 1 half
- baths
- 1,358
- sqft
- 1993
- year built
- 3
- beds
- 1 full · 1 half
- baths
- 1,358
- sqft
- 1993
- year built
- Status:
- Contingent
- MLS #:
- 12799086
- Neighborhood:
- Woodland Creek
- County:
- Cook
- Listed By:
- Robert Wisdom - RE/MAX Horizon
- Office Phone:
- (847) 931-7500
- Agent Email:
- wisdom@teamwisdomrealestate.com
Sponsoring Broker: Diane Glass, Berkshire Hathaway HomeServices Chicago
Welcome to this inviting half duplex offering 3 bedrooms, 1.5 baths and a one-car garage with no association fees! The main level offers a spacious front living room plus a separate family room with sliding glass doors opening to a private patio! The bright kitchen features oak cabinetry, a tile backsplash, stainless steel appliances and an eating area with a picture window overlooking the fully fenced backyard! Upstairs, you will find newer flooring and three generously sized bedrooms, including a spacious primary bedroom with a large walk-in closet and direct access to the full bathroom! Outside, enjoy the patio and an oversized concrete pad, ideal for basketball, pickleball, or outdoor play! Conveniently located with quick access to I-90, commuter train service and shopping! Priced below market value, this is a fantastic opportunity to enjoy spacious living, a private fenced yard and no association fees at an exceptional value! Don't miss out!
-
- Bedrooms
- 3
-
- Bathrooms
- 1 full · 1 half
-
- Year Built
- 1993
-
- Stories
- 2.0
-
- Construction Materials
- Vinyl Siding
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 1.0
-
- Parking Features
- Attached, Garage Door Opener, Asphalt, Garage
-
- Living Area
- 1358.0
-
- Appliances
- Dryer, Dishwasher, Refrigerator, Range, Stainless Steel Appliance(s)
-
- Flooring
- Laminate
-
- Patio And Porch
- Patio
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air
-
- Basement
- None
-
- Water
- Public
-
- Area
- Elgin
-
- County
- Cook
-
- City
- Elgin
-
- Neighborhood
- Woodland Creek
-
- Zip Code
- 60120
-
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Price History
| 11/02/2026 | Listed | $279,900 |
| Source: Midwest Real Estate Data (MRED) #12799086 | ||
| 06/27/2013 | Off Market | — |
| Source: Midwest Real Estate Data (MRED) #08380657 | ||
Source: MLS Data
Deed History
| 12/23/2013 | Warranty Deed | $84,000 |
| 11/13/2013 | Correction Release | $0 |
| 05/14/1998 | Warranty Deed | $108,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 12/23/2013 | Stand Alone First / Home Equity First Lien | $87,487 |
| 07/21/2006 | Stand Alone Second / Subordinate Position | $93,623 |
| 04/29/2005 | Stand Alone Second / Subordinate Position | $41,800 |
| 04/29/2005 | Conventional | $122,000 |
| 01/12/2000 | Stand Alone Second / Subordinate Position | $50,000 |
| 08/09/1999 | Unknown | $108,500 |
| 05/14/1998 | $97,200 |
Source: Public records via Constellation Data Labs
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There are currently 276 properties available in Elgin, with 86 under contract to close soon. Properties in the city have an average sale price of $412,056 and typically spend 103 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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How do I get more information about 274 Chaparral Cir?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $279,900. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Elgin, and can even get you in to see the property quickly.
How do I get a virtual tour of 274 Chaparral Cir?
Yes! A virtual tour is available for 274 Chaparral Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 274 Chaparral Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 274 Chaparral Cir at around $1,944. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 274 Chaparral Cir?
In most cases, yes. Whether 274 Chaparral Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Elgin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 274 Chaparral Cir?
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What is the price per square foot for this home?
This home is listed at $279,900 with 1,358 sqft of space—that comes out to approximately $206 per square foot.
How long has this property been on the market?
274 Chaparral Cir was listed on November 02, 2026, which means it's been on the market for 7 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1993, making it approximately 33 years old.
What are the property taxes for 274 Chaparral Cir?
The most recent public record shows annual property taxes for 274 Chaparral Cir were approximately $4,219. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 274 Chaparral Cir still available for sale?
This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.
Last Updated: November 09, 2026 at 09:44PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12799086
