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Sometimes the best part of finding the right home is realizing how naturally it fits into your everyday life. Located in Downs within the Tri-Valley School District, this 4 bedroom, 3 bathroom ranch offers a combination of comfort, flexibility, and convenience. Whether it's a quiet morning at home, a weekend gathering with friends, or simply enjoying the freedom to use each space your own way, this home gives you options. The fenced backyard is ready for afternoons outdoors, a pool party, entertaining, or letting your four-legged companions enjoy some fresh air. A 2-car attached garage adds everyday convenience, while the ranch-style design offers the appeal of main-level living. And being part of the Downs community means enjoying small-town surroundings while staying connected to Bloomington-Normal and the surrounding area. Because finding the right home isn't just about checking boxes on a list. It's about finding a place that feels right for the way you live.

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    2001
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage
  • Living Area
    2379.0
  • Interior Features
    Open Floorplan
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
  • Patio And Porch
    Deck
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air
  • Basement
    Full, Partially Finished

  • Lot Features
    Landscaped
  • Water
    Public

  • Area
    Downs
  • County
    McLean
  • City
    Downs
  • Neighborhood
    Mallard Point
  • Zip Code
    61736
  • High School
    Tri-Valley High School
  • Middle School
    Tri-Valley Junior High School
  • Elementary School
    Tri-Valley Elementary School

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Frequently Asked Questions

How do I schedule a tour of 103 Merganser Ct?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 103 Merganser Ct.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 103 Merganser Ct?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $300,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Downs, and can even get you in to see the property quickly.

How do I get a virtual tour of 103 Merganser Ct?

Yes! A virtual tour is available for 103 Merganser Ct. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 103 Merganser Ct?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 103 Merganser Ct at around $2,276. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 103 Merganser Ct?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in McLean County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 103 Merganser Ct?

In most cases, yes. Whether 103 Merganser Ct is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Downs's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 103 Merganser Ct?

We can handle that for you. Our preferred local agent specializes in residentials in Downs and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $300,000 with 2,379 sqft of space—that comes out to approximately $126 per square foot.

How long has this property been on the market?

103 Merganser Ct was listed on October 23, 2026, which means it's been on the market for 20 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2001, making it approximately 25 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Tri-Valley Elementary School
  • Middle: Tri-Valley Junior High School
  • High: Tri-Valley High School

Want to see how these schools compare? Check out our McLean County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 103 Merganser Ct?

The most recent public record shows annual property taxes for 103 Merganser Ct were approximately $6,825. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 103 Merganser Ct still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 12, 2026 at 05:37AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12792586