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A beautifully reimagined Gold Coast Greystone, 46 Cedar pairs an exquisite, move-in-ready three-bedroom owner's residence with a private rooftop deck and two renovated apartments currently generating $10,350 in monthly rental income. Set on a picturesque, tree-lined block just one block from Lake Michigan, this historic Chicago home brings architectural character, exceptional outdoor space, and walkable Gold Coast living together. The owner's residence spans multiple floors and has been remodeled with refined finishes throughout. Sunlight pours through south-facing bay windows, highlighting 10-foot ceilings, hardwood floors, custom moldings, built-in bookcases, and graceful arched doorways. A striking French pewter fireplace anchors the formal living room, while the gracious dining room, spacious kitchen, and inviting family room create an elegant setting for everyday living and entertaining. A convenient powder room completes the main living level. Two beautiful staircases lead to the bedroom level, where three generously sized bedrooms and an office niche provide comfortable space to unwind and work. The primary bedroom features a third fireplace and generous closet space, along with a newly remodeled bathroom with an oversized shower and sauna. On the third level, a convenient powder room and small kitchenette open to the private rooftop deck-an inviting retreat for dining, gardening, and enjoying city views. The two additional apartments have also been renovated and are currently rented, providing $10,350 per month in rental income. One apartment offers two bedrooms; the other has one bedroom. Each has a separate entrance, in-unit laundry, and its own heating and cooling systems. Outdoor living continues with a paved backyard patio and balconies off the main living levels. Two parking spaces are included. Enjoy the best of Gold Coast Chicago, with Lake Michigan, Mariano Park, celebrated restaurants, boutiques, and high-end shopping close by. A rare opportunity to own a distinctive Chicago Greystone with a substantial owner's residence, meaningful rental income, and outdoor space at every turn.

Highlights

  • Residential Income
  • Multi Family
  • Built in 1895
  • 0.05 Acre Lot
  • 2 Car Garage
  • 1 day on Market

  • Bedrooms
    6
  • Year Built
    1895
  • Architectural Style
    Greystone
  • Construction Materials
    Stone, Brick
  • Garage Spaces
    2.0
  • Parking Features
    Garage Door Opener, Garage, Detached, Off Site
  • Exterior Features
    Balcony
  • Patio And Porch
    Patio, Deck
  • Heating
    Forced Air
  • Basement
    Walk-Out Access, Partially Finished, Sump Pump, Exterior Entry

  • Acres
    0.05


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Frequently Asked Questions

How do I schedule a tour of 46 E Cedar St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 46 E Cedar St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 46 E Cedar St?

Click Ask a Question to talk with our team. You already know it is a 6 bed, N/A bath, listed for $4,500,000. We can talk through recent upgrades, potential seller motivation, how this multi family compares to others in Chicago, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 46 E Cedar St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 46 E Cedar St at around $30,121. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 46 E Cedar St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Cook County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 46 E Cedar St?

In most cases, yes. Whether 46 E Cedar St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chicago's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 46 E Cedar St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Chicago and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

46 E Cedar St was listed on November 09, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1895, making it approximately 131 years old.

What is the lot size of this property?

46 E Cedar St sits on a 0.05-acre lot, which is 2,178 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Ogden Elementary
  • Middle: Ogden Elementary
  • High: Lincoln Park High School

Want to see how these schools compare? Check out our Cook County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 46 E Cedar St?

The most recent public record shows annual property taxes for 46 E Cedar St were approximately $54,149. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 46 E Cedar St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 10, 2026 at 03:34PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12804497