- 2
- beds
- 2
- baths
- 2006
- year built
- Status:
- Active
- MLS #:
- 12790598
- Neighborhood:
- Number 10 Lofts
- County:
- Cook
- Listed By:
- Samuel Ciochon - @properties Christie's International Real Estate
- Office Phone:
- (773) 472-0200
- Agent Email:
- samuelciochon@atproperties.com;scioch2@gmail.com
Sponsoring Broker: Diane Glass, Berkshire Hathaway HomeServices Chicago
Welcome to the Chicago Lifestyle, a West Loop story. On the top floor of Number 10 Lofts at 1040 W Adams, the ceiling tells you where you are before anything else does. Heavy timber beams and warm wood plank decking stretch overhead, exposed brick climbs the walls, and silver ductwork runs the length of the room. Unit 443 faces the quiet courtyard, tucked away from the bustle of the West Loop while keeping all of it within reach. The living and dining room opens around a wall of oversized windows, with the skyline peeking over the rooftops and a glass door out to a private balcony above the courtyard gardens. Hardwood floors carry through the main living space. The kitchen is the heart of the home and its owner's favorite room. A long island with seating for three faces the living room, so whoever is cooking stays part of the conversation. Stainless appliances, a chimney range hood, a subway tile backsplash, caged pendants, generous cabinetry and a reverse osmosis filter with its own spout make it a kitchen built for real cooking. When the guest list outgrew the loft, the building's party room took the overflow. The two bedrooms sit apart from the living space. The primary suite pairs an organized walk in closet with an ensuite bath featuring a marble vanity and a glass walk in shower with a rain head. The second bedroom, once open to the kitchen, is now a true private room with its own wall of exposed brick, ready for guests or a home office. The second full bath has a marble vanity and a tub. A dedicated laundry room holds a new washer and dryer, and the furnace and central air were both replaced in 2026. The full service building offers a 24 hour doorman, on site management, a fitness center, yoga studio, theater room, owners club, business center, bike room and sundeck. Assessments cover water, the doorman, exercise facilities, exterior maintenance, insurance, scavenger and snow removal, with no special assessments pending. A deeded two car tandem garage space is available for $35,000, and storage is included. Pets are welcome. Then there is the West Loop. Grab a pastry at Goldn Bakes around the corner, walk Madison Street for ramen at Sumu or sushi at Ryota, or head north to Randolph Street for Girl & the Goat, mini golf at Puttery and live music at City Winery. Target, Mariano's, Bartelme Park and the Racine Blue Line are all a short walk away. On a beautiful Saturday, the best plan is a slow one: coffee on the balcony, a walk to the park, and dinner wherever Madison Street takes you.
Highlights
- Residential
- Condominium
- Built in 2006
- $865/mo HOA
- 2 Car Garage
- 18 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 2
-
- Year Built
- 2006
-
- Stories
- 6.0
-
- Construction Materials
- Brick
-
- Foundation
- Block, Concrete Perimeter
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Garage Door Opener, Garage, Deeded
-
- Interior Features
- Walk-In Closet(s), Storage, Elevator, High Ceilings, Open Floorplan, Beamed Ceilings
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Stainless Steel Appliance(s)
-
- Flooring
- Hardwood
-
- Exterior Features
- Balcony
-
- Patio And Porch
- Patio
-
- Cooling
- Central Air
-
- Heating
- Forced Air
-
- Basement
- None
-
- Water
- Public
-
- Area
- CHI - Near West Side
-
- County
- Cook
-
- City
- Chicago
-
- Neighborhood
- Number 10 Lofts
-
- Zip Code
- 60607
-
- High School
- Wells Community Academy Senior H
-
- Middle School
- Skinner Elementary School
-
- Elementary School
- Skinner Elementary School
-
Nearby Schools
-
57out of 100
Public School for 1040 W Adams St #443, Chicago, IL 60607
Grades: Elementary
Distance: 0.33 mi
-
57out of 100
Public School for 1040 W Adams St #443, Chicago, IL 60607
Grades: Elementary
Distance: 0.33 mi
-
59out of 100
-
55out of 100
-
75out of 100
-
52out of 100
-
51out of 100
-
73out of 100
-
53out of 100
-
55out of 100
-
75out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Price History
| 10/23/2026 | Listed | $550,000 |
| Source: Midwest Real Estate Data (MRED) #12790598 | ||
Source: MLS Data
Deed History
| 08/02/2023 | Deed | $530,000 |
| 01/04/2018 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 08/15/2017 | Warranty Deed | $500,000 |
| 06/19/2013 | Warranty Deed | $379,000 |
| 06/02/2008 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 07/17/2006 | Special Warranty Deed | $316,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/04/2024 | Conventional | $369,579 |
| 08/02/2023 | Conventional | $397,500 |
| 06/19/2013 | Conventional | $341,100 |
| 03/22/2012 | Conventional | $215,000 |
| 12/17/2009 | Conventional | $227,000 |
| 06/02/2008 | Stand Alone Refi (Refinance of Original Loan) | $236,000 |
| 07/17/2006 | Unknown | $252,720 |
Source: Public records via Constellation Data Labs
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $550,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Chicago, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 1040 W Adams St #443?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1040 W Adams St #443 at around $3,769. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 1040 W Adams St #443?
In most cases, yes. Whether 1040 W Adams St #443 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chicago's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
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How long has this property been on the market?
1040 W Adams St #443 was listed on October 23, 2026, which means it's been on the market for 18 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2006, making it approximately 20 years old.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Skinner Elementary School
- Middle: Skinner Elementary School
- High: Wells Community Academy Senior H
Want to see how these schools compare? Check out our Cook County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 1040 W Adams St #443?
The most recent public record shows annual property taxes for 1040 W Adams St #443 were approximately $7,673. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $865 paid monthly.
This covers access to community features including: Clubhouse, Fitness Center, Storage, Party Room, Elevator(s), Service Elevator(s).
Is 1040 W Adams St #443 still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.
Last Updated: November 10, 2026 at 04:34PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12790598
