Searching ...

Located in the sought-after Liberty on the Lake subdivision, this distinctive new single-story home offers three bedrooms, two full bathrooms, and a two-car garage. The open-concept layout features a casual dining area adjacent to the kitchen, which is appointed with white shaker cabinetry, a large stained-center island, quartz countertops, and a tiled backsplash. The primary suite includes a spacious walk-in closet and a tiled shower. A quarterly master association due covers lawn care and snow removal.

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2026
  • $250/yr HOA
  • 2 Car Garage
  • 268 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2026
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding, Stone
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Concrete
  • Living Area
    1794.0
  • Patio And Porch
    Porch
  • Cooling
    Central Air
  • Heating
    Forced Air
  • Basement
    None

  • Water
    Public

  • Area
    Champaign, Savoy
  • County
    Champaign
  • City
    Champaign
  • Zip Code
    61822
  • High School
    Central High School
  • Middle School
    Champaign/Middle Call Unit 4 351
  • Elementary School
    Unit 4 Of Choice

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 3902 Bay Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3902 Bay Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3902 Bay Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $379,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Champaign, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3902 Bay Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3902 Bay Cir at around $2,162. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3902 Bay Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Champaign County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3902 Bay Cir?

In most cases, yes. Whether 3902 Bay Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Champaign's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3902 Bay Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Champaign and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $379,900 with 1,794 sqft of space—that comes out to approximately $212 per square foot.

How long has this property been on the market?

3902 Bay Cir was listed on February 13, 2026, which means it's been on the market for 268 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Unit 4 Of Choice
  • Middle: Champaign/Middle Call Unit 4 351
  • High: Central High School

Want to see how these schools compare? Check out our Champaign County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $250 paid annually.

Is 3902 Bay Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

Popular Home Searches in Champaign, IL


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 08, 2026 at 02:53PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12564957