$185,000
- 3
- beds
- 1 full · 1 half
- baths
- 1,486
- sqft
- 1982
- year built
- 3
- beds
- 1 full · 1 half
- baths
- 1,486
- sqft
- 1982
- year built
- Status:
- Active
- MLS #:
- 12707027
- County:
- Champaign
- Listed By:
- Creg McDonald - Realty Select One
- Agent Email:
- creg@cregmcdonald.com
Sponsoring Broker: Diane Glass, Berkshire Hathaway HomeServices Chicago
Welcome to 2104 Harbortown Circle! Lovingly maintained by the same owners for the past 31 years, this beautifully and tastefully updated condominium offers comfort, style, and picturesque lake views. The thoughtfully designed floor plan features three bedrooms plus a versatile office/den, a spacious living room with a cozy wood-burning fireplace, a dedicated dining room, and a well-appointed galley kitchen featuring quality Techline cabinetry, solid surface countertops and sink and under-cabinet lighting. Enjoy the convenience of one and a half bathrooms, abundant closet space, a walk-in closet, and additional built-in shelving in the attached garage. Step outside to the composite deck balcony and take in the peaceful lake views-an ideal setting for morning coffee or evening relaxation. Numerous updates over the years include flooring in the kitchen and dining room, ceramic tile flooring in both bathrooms, a refinished bathtub and shower, a Bacon Van Buskirk shower door, updated lighting and plumbing fixtures, lights on dimmer switches and many additional improvements that reflect the exceptional care this home has received. This move-in-ready condominium offers low-maintenance living in a beautiful waterfront setting. There is currently no owner occupied exemption on this property, so if new owner occupied as primary residence, they would receive exemption.
Highlights
- Residential
- Condominium
- Built in 1982
- $245/mo HOA
- Waterfront
- 1 Car Garage
- 114 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 1 full · 1 half
-
- Year Built
- 1982
-
- Stories
- 1.0
-
- Construction Materials
- Cedar
-
- Foundation
- Block
-
- Garage Spaces
- 1.0
-
- Parking Features
- Attached, Garage
-
- Living Area
- 1486.0
-
- Interior Features
- Walk-In Closet(s), Vaulted Ceiling(s)
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Oven
-
- Cooling
- Central Air
-
- Heating
- Natural Gas
-
- Basement
- None
-
- Water Front
- Yes
-
- View
- Water
-
- Water
- Public
-
- Area
- Champaign, Savoy
-
- County
- Champaign
-
- City
- Champaign
-
- Zip Code
- 61821
-
- High School
- Central High School
-
- Middle School
- Champaign/Middle Call Unit 4 351
-
- Elementary School
- Unit 4 Of Choice
-
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Price History
| 07/16/2026 | Listed | $185,000 |
| Source: Midwest Real Estate Data (MRED) #12707027 | ||
Source: MLS Data
Deed History
| 02/07/2008 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
Source: Public records via Constellation Data Labs
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There are currently 247 properties available in Champaign, with 36 under contract to close soon. Properties in the city have an average sale price of $350,253 and typically spend 97 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 2104 Harbortown Cir #2104?
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How do I get more information about 2104 Harbortown Cir #2104?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $185,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Champaign, and can even get you in to see the property quickly.
How do I get a virtual tour of 2104 Harbortown Cir #2104?
Yes! A virtual tour is available for 2104 Harbortown Cir #2104. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 2104 Harbortown Cir #2104?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 2104 Harbortown Cir #2104 at around $1,407. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 2104 Harbortown Cir #2104?
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Can I negotiate the asking price for 2104 Harbortown Cir #2104?
In most cases, yes. Whether 2104 Harbortown Cir #2104 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Champaign's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 2104 Harbortown Cir #2104?
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What is the price per square foot for this home?
This home is listed at $185,000 with 1,486 sqft of space—that comes out to approximately $124 per square foot.
How long has this property been on the market?
2104 Harbortown Cir #2104 was listed on July 16, 2026, which means it's been on the market for 114 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1982, making it approximately 44 years old.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Unit 4 Of Choice
- Middle: Champaign/Middle Call Unit 4 351
- High: Central High School
Want to see how these schools compare? Check out our Champaign County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 2104 Harbortown Cir #2104?
The most recent public record shows annual property taxes for 2104 Harbortown Cir #2104 were approximately $4,847. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $245 paid monthly.
Is 2104 Harbortown Cir #2104 still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.
Last Updated: November 07, 2026 at 03:35PM | Source: Midwest Real Estate Data (MRED) | MLS#: 12707027
