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This beautiful, stylish, and modern home is designed for premium comfort and backyard group entertainment. Having undergone a complete "down to the studs" remodel in 2023, this turnkey property features all-new plumbing, new water lines (including the pool), all new electrical, and high-end modern fixtures throughout. Open Concept Living: High ceilings paired with modern; bright white walls & lighting fixtures create a relaxing, expansive, and open feel. Main-Floor Master Suite: Convenient downstairs master bedroom featuring a walk-in closet with endless possibilities for customization. Spa-Like Master Bath: The downstairs bathroom can be accessed from the bedroom or hallway and boasts a large walk-in shower and a unique, sleek modern bathtub. Upstairs Loft: A spacious loft overlooking the main living area offers flexible space for a bedroom, home office, hobby room, or additional living area, complete with its own full bathroom and shower. Turnkey Ready: The property comes fully furnished, including all new 2023 appliances, premium remote-operated privacy curtains, and original oil painting artwork. Flexible Square Footage: Features a full, unfinished, mostly dry basement with endless potential, plus a heated and cooled attached 1-car garage that can easily be converted into an additional master bedroom, if more room is what you need. Backyard & Outdoor Oasis Inground Pool: A massive 40' x 20' swimming pool with all-new 2023 water lines. Outdoor Conveniences: Fully equipped with an outside bathroom and a dedicated kitchenette for effortless hosting. Includes a dry, older 50' x 30' outbuilding featuring an attached porch in the backyard with ceiling fans and an original, fully working brick cooker. This turnkey luxury property offers a chic, high-end aesthetic feel that is difficult to replicate in today's market. Priced significantly below current reproduction costs. It avoids a baseline $120,000 installation expense for a 40'x20' inground pool, plus the cost of surrounding concrete. A large backyard with fully functional outdoor plumbing is highly uncommon for any property located within city limits, and the multi-level high ceilings enhance the architectural feel.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1947
  • 0.44 Acre Lot
  • 3 Car Garage
  • 75 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1947
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    3.0
  • Parking Features
    Attached, Garage, Detached
  • Living Area
    1309.0
  • Interior Features
    Walk-In Closet(s), Vaulted Ceiling(s), High Ceilings, Beamed Ceilings
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Cooktop, Oven
  • Flooring
    Laminate
  • Exterior Features
    Outdoor Grill, Barbecue
  • Patio And Porch
    Patio
  • Pool Features
    In Ground
  • Cooling
    Central Air
  • Heating
    Natural Gas
  • Basement
    Full, Unfinished

  • Acres
    0.44
  • Water
    Public

  • Area
    Carthage
  • County
    Hancock
  • City
    Carthage
  • Zip Code
    62321
  • High School
    Illini West High School

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Frequently Asked Questions

How do I schedule a tour of 821 Main St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 821 Main St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 821 Main St?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $295,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Carthage, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 821 Main St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 821 Main St at around $1,992. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 821 Main St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hancock County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 821 Main St?

In most cases, yes. Whether 821 Main St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Carthage's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 821 Main St?

We can handle that for you. Our preferred local agent specializes in residentials in Carthage and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $295,000 with 1,309 sqft of space—that comes out to approximately $225 per square foot.

How long has this property been on the market?

821 Main St was listed on August 27, 2026, which means it's been on the market for 75 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1947, making it approximately 79 years old.

What is the lot size of this property?

821 Main St sits on a 0.44-acre lot, which is 19,166 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • High: Illini West High School

Want to see how these schools compare? Check out our Hancock County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 821 Main St?

The most recent public record shows annual property taxes for 821 Main St were approximately $3,759. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 821 Main St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 10, 2026 at 01:54AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12742673