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Your Rock River getaway is waiting! This charming 2 bedroom, 1 bath three season cottage offers direct river frontage and the perfect place to escape, unwind, and enjoy life on the water. Spend your days boating, fishing, kayaking, or simply relaxing and taking in the river views. Currently utilized as a short-term rental with documented rental history available upon request. Whether you're looking for a weekend retreat, seasonal getaway, or income-producing property, this river cottage offers plenty of possibilities. Furnishings are negotiable. Property is being offered AS-IS. Agent owned.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1937
  • 0.01 Acre Lot
  • Waterfront
  • 42 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1937
  • Architectural Style
    Ranch
  • Construction Materials
    Wood Siding
  • Living Area
    480.0
  • Appliances
    Microwave, Refrigerator, Range
  • Patio And Porch
    Patio
  • Cooling
    Window Unit(s), Wall Unit(s)
  • Heating
    Natural Gas
  • Basement
    None

  • Acres
    0.01
  • Water Front Features
    River Front
  • Water Front
    Yes
  • View
    Water
  • Water
    Public

  • Area
    Byron
  • County
    Ogle
  • City
    Byron
  • Zip Code
    61010

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Frequently Asked Questions

How do I schedule a tour of 5446 N River Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 5446 N River Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 5446 N River Rd?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $134,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Byron, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 5446 N River Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 5446 N River Rd at around $760,060. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 5446 N River Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Ogle County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 5446 N River Rd?

In most cases, yes. Whether 5446 N River Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Byron's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 5446 N River Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Byron and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $134,900 with 480 sqft of space—that comes out to approximately $281 per square foot.

How long has this property been on the market?

5446 N River Rd was listed on September 28, 2026, which means it's been on the market for 42 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1937, making it approximately 89 years old.

What is the lot size of this property?

5446 N River Rd sits on a 0.01-acre lot, which is 436 square feet.

What are the property taxes for 5446 N River Rd?

The most recent public record shows annual property taxes for 5446 N River Rd were approximately $9,111,510. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 5446 N River Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 09, 2026 at 07:00AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12771201