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Welcome home to this charming 1.5-story farmhouse in Bement, offering 3 bedrooms, 2 full bathrooms, and plenty of character throughout! Beautiful hardwood floors and original woodwork add warmth and charm, while thoughtful updates provide modern conveniences. The inviting living room leads to an updated kitchen featuring white cabinetry, stainless steel appliances, stylish tile backsplash, and ample storage. A convenient main-floor bedroom, full bathroom, and laundry room add to the home's functionality. Upstairs, you'll find two additional bedrooms with hardwood flooring and another full bathroom. The unfinished basement offers additional storage space. Outside, the spacious covered front porch is the perfect place to relax with your morning coffee or unwind at the end of the day. With its blend of farmhouse charm, inviting spaces, and modern updates, this home is ready for its next chapter.

Highlights

  • Residential
  • Single Family Residence
  • 0.1986 Acre Lot
  • 39 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Architectural Style
    Farmhouse
  • Construction Materials
    Vinyl Siding
  • Parking Features
    Gravel, Driveway, On Street
  • Living Area
    1493.0
  • Interior Features
    Walk-In Closet(s)
  • Appliances
    Dishwasher, Refrigerator, Range
  • Flooring
    Hardwood
  • Cooling
    Central Air
  • Basement
    Full, Unfinished

  • Acres
    0.1986
  • Water
    Public

  • Area
    Western Champaign County / Piatt & McClean Counties
  • County
    Piatt
  • City
    Bement
  • Zip Code
    61813
  • High School
    Bement High School
  • Middle School
    Bement Junior High School
  • Elementary School
    Bement Elementary School

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Frequently Asked Questions

How do I schedule a tour of 265 E Franklin St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 265 E Franklin St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 265 E Franklin St?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $195,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Bement, and can even get you in to see the property quickly.

How do I get a virtual tour of 265 E Franklin St?

Yes! A virtual tour is available for 265 E Franklin St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 265 E Franklin St?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 265 E Franklin St at around $1,479. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 265 E Franklin St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Piatt County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 265 E Franklin St?

In most cases, yes. Whether 265 E Franklin St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Bement's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 265 E Franklin St?

We can handle that for you. Our preferred local agent specializes in residentials in Bement and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $195,000 with 1,493 sqft of space—that comes out to approximately $131 per square foot.

How long has this property been on the market?

265 E Franklin St was listed on September 30, 2026, which means it's been on the market for 39 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

265 E Franklin St sits on a 0.2-acre lot, which is 8,712 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Bement Elementary School
  • Middle: Bement Junior High School
  • High: Bement High School

Want to see how these schools compare? Check out our Piatt County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 265 E Franklin St?

The most recent public record shows annual property taxes for 265 E Franklin St were approximately $5,059. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 265 E Franklin St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Midwest Real Estate Data (MRED). All rights reserved.

Last Updated: November 08, 2026 at 10:34AM | Source: Midwest Real Estate Data (MRED) | MLS#: 12768670