406 Cold Spring St , Algonquin, IL 60102

How do I schedule a tour of 406 Cold Spring St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 406 Cold Spring St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 406 Cold Spring St?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $437,490. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Algonquin, and can even get you in to see the property quickly.

How do I get a virtual tour of 406 Cold Spring St?

Yes! A virtual tour is available for 406 Cold Spring St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 406 Cold Spring St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 406 Cold Spring St at around $2,490. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 406 Cold Spring St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Kane County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 406 Cold Spring St?

In most cases, yes. Whether 406 Cold Spring St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Algonquin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 406 Cold Spring St?

We can handle that for you. Our preferred local agent specializes in residentials in Algonquin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $437,490 with 2,039 sqft of space—that comes out to approximately $215 per square foot.

How long has this property been on the market?

406 Cold Spring St was listed on July 20, 2026, which means it's been on the market for 116 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

• Elementary: Westfield Community School
• Middle: Westfield Community School
• High: H D Jacobs High School

Want to see how these schools compare? Check out our Kane County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $226 paid monthly.

This covers access to community features including: Trail(s).

Is 406 Cold Spring St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.