- 3
- beds
- 3,286
- sqft
- 1993
- year built
- Status:
- Pending
- MLS #:
- 26-8634
- Neighborhood:
- Lacon Tracts
- County:
- Kootenai
- Listed By:
- Ramona Bratiloveanu - St Maries Realty
- Agent Phone:
- (208) 582-6890
- Agent Email:
- northidahoramona@gmail.com
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.*** Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water. Outdoor recreation is close at hand with convenient access to the 73-mile Trail of the Coeur d'Alenes, perfect for biking, walking, and exploring the beauty of North Idaho. Enjoy the privacy and tranquility of lake living while remaining approximately 45 minutes from Coeur d'Alene and 1 hour 30 minutes from Spokane International Airport. Come for the view, stay for the lifestyle, and make every sunset your own.
-
- Bedrooms
- 3
-
- Year Built
- 1993
-
- Construction Materials
- Wood Siding, Frame
-
- Foundation
- Concrete Perimeter
-
- Parking Features
- Paved, RV Access/Parking
-
- Living Area
- 3286.0
-
- Interior Features
- High Speed Internet, Smart Thermostat
-
- Appliances
- Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Gas Range, Wine Refrigerator
-
- Flooring
- Tile, Carpet
-
- Exterior Features
- Fire Pit, Boat Slip
-
- Patio And Porch
- Covered, Deck
-
- Cooling
- Central Air
-
- Heating
- Forced Air, Electric, Heat Pump, Propane
-
- Basement
- Finished, Full, Daylight
-
- Acres
- 1.78
-
- Lot Features
- Wooded, Sloped, Level, Cleared, Open Lot, Irregular Lot, Landscaped, Sprinklers In Front, Sprinklers In Rear
-
- View
- Lake
-
- Area
- 09 - Chain Lakes/Harrison Area
-
- County
- Kootenai
-
- City
- Harrison
-
- Neighborhood
- Lacon Tracts
-
- Zip Code
- 83833
-
Nearby Schools
-
52out of 100
-
49out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
Please enter a valid number
Cost of the current home: $1429000
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
Please enter a valid number
Please enter a valid number
Typically 0.25% of home value per year.
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Price History
| 08/21/2026 | Listed | $1,429,000 |
| Source: Coeur d''Alene Multiple Listing Service #26-8634 | ||
| 05/06/2025 | Off Market | — |
| Source: Coeur d''Alene Multiple Listing Service #25-4389 | ||
| 02/01/2025 | Off Market | — |
| Source: Coeur d''Alene Multiple Listing Service #25-992 | ||
| 11/03/2024 | Off Market | — |
| Source: Coeur d''Alene Multiple Listing Service #24-10435 | ||
| 02/27/2024 | Off Market | — |
| Source: Coeur d''Alene Multiple Listing Service #24-1445 | ||
| 11/15/2021 | Sold | |
| Source: Coeur d''Alene Multiple Listing Service #21-8678 | ||
| 08/19/2021 | Listed | $1,499,000 |
| Source: Coeur d''Alene Multiple Listing Service #21-8678 | ||
| 06/30/2017 | Sold | |
| Source: Coeur d''Alene Multiple Listing Service #17-3301 | ||
| 04/16/2017 | Listed | $649,900 |
| Source: Coeur d''Alene Multiple Listing Service #17-3301 | ||
Source: MLS Data
Deed History
| 06/30/2017 | Warranty Deed | $0 |
| 03/16/2005 | Warranty Deed | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 01/12/2021 | New Conventional | $566,000 |
| 06/30/2017 | New Conventional | $452,000 |
| 08/20/2012 | New Conventional | $231,500 |
| 04/19/2006 | Future Advance Clause / Open End Mortgage | $100,000 |
| 03/16/2005 | Unknown | $25,000 |
| 02/16/2005 | New Conventional | $257,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Frequently Asked Questions
How do I schedule a tour of 3665 O'gara?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3665 O'gara.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3665 O'gara?
Click Ask a Question to talk with our team. You already know it is a 3 bed, N/A bath, listed for $1,429,000. We can talk through recent upgrades, potential seller motivation, how this residential compares to others in Harrison, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 3665 O'gara?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3665 O'gara at around $8,497. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3665 O'gara?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Kootenai County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3665 O'gara?
In most cases, yes. Whether 3665 O'gara is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Harrison's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3665 O'gara?
We can handle that for you. Our preferred local agent specializes in residentials in Harrison and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $1,429,000 with 3,286 sqft of space—that comes out to approximately $435 per square foot.
How long has this property been on the market?
3665 O'gara was listed on August 21, 2026, which means it's been on the market for 86 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1993, making it approximately 33 years old.
What is the lot size of this property?
3665 O'gara sits on a 1.78-acre lot, which is 77,537 square feet.
What are the property taxes for 3665 O'gara?
The most recent public record shows annual property taxes for 3665 O'gara were approximately $4,384. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 3665 O'gara still available for sale?
This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.
Source: ez Home Search, MLS Data
Popular Home Searches in Harrison, ID
Open Houses Near Harrison, ID
Land for Sale Near Harrison, ID
Townhomes for Sale Near Harrison, ID
Waterfront Homes for Sale Near Harrison, ID
Waterfront Condos for Sale Near Harrison, ID
Homes with Pools for Sale Near Harrison, ID
Gated Community Homes for Sale Near Harrison, ID
Homes with No Hoa for Sale Near Harrison, ID
Homes in Adult Communities for Sale Near Harrison, ID
Search Nearby Cities
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Coeur d''Alene Multiple Listing Service. All rights reserved.
Last Updated: November 15, 2026 at 05:54PM | Source: Coeur d''Alene Multiple Listing Service | MLS#: 26-8634
