- 3
- beds
- 1
- baths
- 1,248
- sqft
- 1907
- year built
- Status:
- ACTIVE
- MLS #:
- 20265005
- County:
- Black Hawk
- Listed By:
- Karmen R Schwake - Oakridge Real Estate
- Agent Phone:
- (319) 239-1281
- Agent Email:
- karmennanke@gmail.com
Sponsoring Broker: Kim Bakey, Iowa Realty
Space, comfort, and room to make it your own! This two-story home offers plenty of room to spread out and enjoy! Start your morning with a cup of coffee on the inviting covered front porch, or simply sit back and relax. Inside, you'll find a spacious kitchen with ample cupboard space, convenient main-floor laundry with access to the backyard, and an updated half bath. The upper level features three nice-sized bedrooms and a full bath. Newer flooring and bathroom updates add to the appeal! Step outside and discover the deep backyard offering endless possibilities to create your own private oasis, whether it's a beautiful garden, outdoor entertaining area, or simply a peaceful place to unwind. A great opportunity to make this house your home!
Highlights
- Residential
- Single Family Residence
- Built in 1907
- 0.14 Acre Lot
- 31 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 1
-
- Year Built
- 1907
-
- Stories
- 2.0
-
- Construction Materials
- Wood Siding
-
- Parking Features
- None
-
- Living Area
- 1248.0
-
- Interior Features
- Ceiling Fan(s)
-
- Appliances
- Refrigerator, Gas Water Heater, Free-Standing Range
-
- Patio And Porch
- Covered
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Natural Gas
-
- Basement
- Unfinished
-
- Acres
- 0.14
-
- View
- City
-
- Water
- Public
-
- County
- Black Hawk
-
- City
- Waterloo
-
- Zip Code
- 50703
-
- High School
- East High
-
- Middle School
- George Washington Carver Academy
-
- Elementary School
- Cunningham
-
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Estimated Value
$70,394
Estimated Sales Price Range:
$49,275 - $91,512
Source: Constellation Data Labs
Price History
| 10/12/2026 | Listed | $99,900 |
| Source: Northeast Iowa Regional Board of REALTORS #20265005 | ||
Source: MLS Data
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Similar Listings
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There are currently 437 properties available in Waterloo, with 0 under contract to close soon. Properties in the city have an average sale price of $228,133 and typically spend 77 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 413 Oneida?
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They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 413 Oneida?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $99,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Waterloo, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 413 Oneida?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 413 Oneida at around $668. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 413 Oneida?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Black Hawk County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 413 Oneida?
In most cases, yes. Whether 413 Oneida is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Waterloo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 413 Oneida?
We can handle that for you. Our preferred local agent specializes in residentials in Waterloo and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $99,900 with 1,248 sqft of space—that comes out to approximately $80 per square foot.
How long has this property been on the market?
413 Oneida was listed on October 12, 2026, which means it's been on the market for 31 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1907, making it approximately 119 years old.
What is the lot size of this property?
413 Oneida sits on a 0.14-acre lot, which is 6,098 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Cunningham
- Middle: George Washington Carver Academy
- High: East High
Want to see how these schools compare? Check out our Black Hawk County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 413 Oneida?
The most recent public record shows annual property taxes for 413 Oneida were approximately $1,188. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 413 Oneida still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Based on information submitted to the MLS GRID as of November 12, 2026 at 05:34AM All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.