- 2
- beds
- 1
- baths
- 1,494
- sqft
- 2005
- year built
- Status:
- ACTIVE
- MLS #:
- 20263656
- Neighborhood:
- CEDAR HILLS LAKESIDE ONE CONDO
- County:
- Black Hawk
- Listed By:
- Laurie E Lynch - Oakridge Real Estate
- Agent Phone:
- (319) 310-8374
- Agent Email:
- laurie.lynch@oakridge.net
Sponsoring Broker: Kim Bakey, Iowa Realty
Welcome home to this move-in ready, end-unit condo! The side entrance offers extra privacy with a composite deck perfect for relaxation or entertainment. Step inside to a bright and inviting living room filled with natural light. The open-concept layout flows effortlessly into the kitchen with a large center island. Additionally, the main floor offers two spacious bedrooms with generous closet space and a full bathroom. Downstairs, you’ll find even more room to spread out with a large second living area, a non-conforming third bedroom/office space, a convenient three-quarter bathroom, laundry area and access to the attached one-stall garage. This well-designed condo offers comfort, space, and convenience in a fantastic Waterloo location. Schedule your showing today!
Highlights
- Residential
- Condominium
- Built in 2005
- 0.12 Acre Lot
- $150/mo HOA
- 94 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 1
-
- Year Built
- 2005
-
- Stories
- 1.0
-
- Construction Materials
- Vinyl Siding
-
- Living Area
- 1494.0
-
- Appliances
- Dryer, Dishwasher, Refrigerator, Washer, Disposal, Gas Water Heater, Free-Standing Range
-
- Patio And Porch
- Deck
-
- Security Features
- Smoke Detector(s)
-
- Cooling
- Central Air
-
- Heating
- Forced Air, Natural Gas
-
- Basement
- Finished
-
- Acres
- 0.12
-
- Lot Features
- Irregular Lot
-
- Water
- Public
-
- County
- Black Hawk
-
- City
- Waterloo
-
- Neighborhood
- CEDAR HILLS LAKESIDE ONE CONDO
-
- Zip Code
- 50702
-
- High School
- West High - Waterloo
-
- Middle School
- Hoover Intermediate
-
- Elementary School
- Orange Elementary
-
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Company NMLS #: 3446
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$160,112
Estimated Sales Price Range:
$145,701 - $174,522
Source: Constellation Data Labs
Price History
| 10/23/2026 | Price Changed | $167,000 |
| Source: Northeast Iowa Regional Board of REALTORS #20263656 | ||
| 08/05/2026 | Listed | $169,900 |
| Source: Northeast Iowa Regional Board of REALTORS #20263656 | ||
| 07/25/2025 | Sold | $152,500 |
| Source: Northeast Iowa Regional Board of REALTORS #20251881 | ||
| 06/23/2025 | Price Changed | $159,900 |
| Source: Northeast Iowa Regional Board of REALTORS #20251881 | ||
| 04/29/2025 | Listed | $170,000 |
| Source: Northeast Iowa Regional Board of REALTORS #20251881 | ||
Source: MLS Data
Deed History
| 07/28/2025 | Warranty Deed | $152,500 |
| 12/23/2020 | Warranty Deed | $125,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 07/28/2025 | Coventional | $122,000 |
| 07/28/2025 | Stand Alone Second / Subordinate Position | $30,500 |
| 03/25/2024 | Reverse Mortgage (Home Equity Conversion Mortgage) | $20,000 |
| 12/23/2020 | Coventional | $95,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Waterloo
There are currently 440 properties available in Waterloo, with 0 under contract to close soon. Properties in the city have an average sale price of $228,133 and typically spend 77 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3927 Memory Ln?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3927 Memory Ln.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3927 Memory Ln?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $167,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Waterloo, and can even get you in to see the property quickly.
How do I get a virtual tour of 3927 Memory Ln?
Yes! A virtual tour is available for 3927 Memory Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 3927 Memory Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3927 Memory Ln at around $1,175. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3927 Memory Ln?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Black Hawk County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3927 Memory Ln?
In most cases, yes. Whether 3927 Memory Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Waterloo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3927 Memory Ln?
We can handle that for you. Our preferred local agent specializes in residentials in Waterloo and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $167,000 with 1,494 sqft of space—that comes out to approximately $112 per square foot.
How long has this property been on the market?
3927 Memory Ln was listed on August 05, 2026, which means it's been on the market for 94 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2005, making it approximately 21 years old.
What is the lot size of this property?
3927 Memory Ln sits on a 0.12-acre lot, which is 5,227 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Orange Elementary
- Middle: Hoover Intermediate
- High: West High - Waterloo
Want to see how these schools compare? Check out our Black Hawk County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 3927 Memory Ln?
The most recent public record shows annual property taxes for 3927 Memory Ln were approximately $3,228. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $150 paid monthly.
Is 3927 Memory Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Based on information submitted to the MLS GRID as of November 07, 2026 at 10:33AM All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.