- 4
- beds
- 2
- baths
- 2,038
- sqft
- 2004
- year built
- Status:
- ACTIVE
- MLS #:
- 20264787
- County:
- Black Hawk
- Listed By:
- Travis Ferguson - KW 1Advantage
- Agent Phone:
- (515) 661-1202
- Agent Email:
- tferg@kw.com
Sponsoring Broker: Kim Bakey, Iowa Realty
Unique, functional, and full of character—this 4-bedroom, 2-bath home sits on nearly half an acre and offers over 2,000 finished square feet with an open floor plan and bonus loft space. Enjoy in-floor heated concrete on the main level, basement, and in the impressive 1,000 sq. ft. custom garage—providing year-round comfort and low-maintenance living. The walkout basement features a low-maintenance heated indoor swimming pool—perfect for year-round enjoyment. Outside, the large wraparound deck and spacious yard offer plenty of room to relax or entertain. The oversized heated garage is ideal for hobbies, a workshop, or small business use. Conveniently located just minutes from Lost Island Water Park & Casino, downtown Waterloo, and with easy access to Cedar Rapids. A rare combination of space, efficiency, and unique features—this one stands out.
Highlights
- Residential
- Single Family Residence
- Built in 2004
- 0.42 Acre Lot
- 40 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 2
-
- Year Built
- 2004
-
- Stories
- 1.0
-
- Construction Materials
- Vinyl Siding
-
- Parking Features
- Oversized, Garage Door Opener, Workshop in Garage, Heated Garage
-
- Living Area
- 2038.0
-
- Interior Features
- Wet Bar
-
- Appliances
- Dryer, Refrigerator, Washer, Free-Standing Range
-
- Patio And Porch
- Covered, Patio, Deck, Wrap Around, Enclosed
-
- Security Features
- Smoke Detector(s)
-
- Cooling
- Wall Unit(s)
-
- Heating
- Radiant
-
- Basement
- Walk-Out Access, Partially Finished, Concrete
-
- Acres
- 0.42
-
- Water
- Public
-
- County
- Black Hawk
-
- City
- Raymond
-
- Zip Code
- 50667
-
- High School
- East High
-
- Middle School
- Bunger
-
- Elementary School
- Poyner
-
Nearby Schools
-
54out of 100
-
53out of 100
-
47out of 100
-
50out of 100
-
51out of 100
-
51out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Estimated Value
$296,579
$287,681 - $305,476
Source: Constellation Data Labs
Price History
| 10/30/2026 | Price Changed | $250,000 |
| Source: Northeast Iowa Regional Board of REALTORS #20264787 | ||
| 10/02/2026 | Listed | $260,000 |
| Source: Northeast Iowa Regional Board of REALTORS #20264787 | ||
| 03/27/2026 | Off Market | — |
| Source: Northeast Iowa Regional Board of REALTORS #20261208 | ||
Source: MLS Data
Deed History
| 09/15/2020 | Warranty Deed | $160,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 09/15/2020 | Stand Alone Second / Subordinate Position | $24,000 |
| 09/15/2020 | Coventional | $128,000 |
| 07/06/2016 | Coventional | $168,300 |
| 04/19/2016 | Commercial | $35,000 |
| 08/06/2013 | FHA | $195,563 |
| 04/23/2007 | Credit Line (Revolving) / HELOC | $5,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Raymond
There are currently 3 properties available in Raymond, with 0 under contract to close soon. Properties in the city have an average sale price of $265,000 and typically spend 85 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 6 zip codes in Black Hawk County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 308 E Central St?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 308 E Central St.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 308 E Central St?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $250,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Raymond, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 308 E Central St?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 308 E Central St at around $1,710. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 308 E Central St?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Black Hawk County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 308 E Central St?
In most cases, yes. Whether 308 E Central St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Raymond's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 308 E Central St?
We can handle that for you. Our preferred local agent specializes in residentials in Raymond and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $250,000 with 2,038 sqft of space—that comes out to approximately $123 per square foot.
How long has this property been on the market?
308 E Central St was listed on October 02, 2026, which means it's been on the market for 40 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2004, making it approximately 22 years old.
What is the lot size of this property?
308 E Central St sits on a 0.42-acre lot, which is 18,295 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Poyner
- Middle: Bunger
- High: East High
Want to see how these schools compare? Check out our Black Hawk County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 308 E Central St?
The most recent public record shows annual property taxes for 308 E Central St were approximately $3,442. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 308 E Central St still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Based on information submitted to the MLS GRID as of November 11, 2026 at 08:20AM All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.