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Unique, functional, and full of character—this 4-bedroom, 2-bath home sits on nearly half an acre and offers over 2,000 finished square feet with an open floor plan and bonus loft space. Enjoy in-floor heated concrete on the main level, basement, and in the impressive 1,000 sq. ft. custom garage—providing year-round comfort and low-maintenance living. The walkout basement features a low-maintenance heated indoor swimming pool—perfect for year-round enjoyment. Outside, the large wraparound deck and spacious yard offer plenty of room to relax or entertain. The oversized heated garage is ideal for hobbies, a workshop, or small business use. Conveniently located just minutes from Lost Island Water Park & Casino, downtown Waterloo, and with easy access to Cedar Rapids. A rare combination of space, efficiency, and unique features—this one stands out.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2004
  • 0.42 Acre Lot
  • 40 days on Market

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2004
  • Stories
    1.0
  • Construction Materials
    Vinyl Siding
  • Parking Features
    Oversized, Garage Door Opener, Workshop in Garage, Heated Garage
  • Living Area
    2038.0
  • Interior Features
    Wet Bar
  • Appliances
    Dryer, Refrigerator, Washer, Free-Standing Range
  • Patio And Porch
    Covered, Patio, Deck, Wrap Around, Enclosed
  • Security Features
    Smoke Detector(s)
  • Cooling
    Wall Unit(s)
  • Heating
    Radiant
  • Basement
    Walk-Out Access, Partially Finished, Concrete

  • Acres
    0.42
  • Water
    Public

  • County
    Black Hawk
  • City
    Raymond
  • Zip Code
    50667
  • High School
    East High
  • Middle School
    Bunger
  • Elementary School
    Poyner

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Frequently Asked Questions

How do I schedule a tour of 308 E Central St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 308 E Central St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 308 E Central St?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $250,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Raymond, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 308 E Central St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 308 E Central St at around $1,710. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 308 E Central St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Black Hawk County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 308 E Central St?

In most cases, yes. Whether 308 E Central St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Raymond's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 308 E Central St?

We can handle that for you. Our preferred local agent specializes in residentials in Raymond and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $250,000 with 2,038 sqft of space—that comes out to approximately $123 per square foot.

How long has this property been on the market?

308 E Central St was listed on October 02, 2026, which means it's been on the market for 40 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2004, making it approximately 22 years old.

What is the lot size of this property?

308 E Central St sits on a 0.42-acre lot, which is 18,295 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Poyner
  • Middle: Bunger
  • High: East High

Want to see how these schools compare? Check out our Black Hawk County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 308 E Central St?

The most recent public record shows annual property taxes for 308 E Central St were approximately $3,442. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 308 E Central St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 11, 2026 at 08:20AM All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.