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A masterfully restored 1920s residence, where small-town charm meets modern luxury. Nestled on a prominent corner lot behind a picturesque white picket fence, this home welcomes you with an iconic wraparound vaulted porch-the perfect place for slow morning coffee and long summer nights. Inside, original craftsmanship shines through restored hardwoods, rich woodwork, and an elegant staircase. The heart of the home is the designer kitchen, featuring quartz countertops, stainless appliances, a custom walk-in butler's pantry, and a center island accented by original exposed brick. Functional spaces like the mudroom/landing room with custom built-ins and a dedicated coffee bar in the kitchen make daily living effortless. Upstairs, four sun-drenched bedrooms feature designer paint and updated trim. Rest easy knowing the roof, HVAC, electrical, and plumbing are all updated. Outside, enjoy a large private, fenced backyard with a matching rear deck. Welcome home!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1920
  • 0.25 Acre Lot
  • 2 Car Garage
  • 5 days on Market

  • Bedrooms
    4
  • Bathrooms
    1 full · 1 half
  • Year Built
    1920
  • Construction Materials
    Vinyl Siding
  • Foundation
    Block
  • Garage Spaces
    2.0
  • Living Area
    879.0
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
  • Cooling
    Central Air
  • Heating
    Forced Air, Heat Pump
  • Basement
    Unfinished

  • Acres
    0.25
  • Water
    Public

  • Area
    0008 - Collins
  • County
    Story
  • City
    Collins
  • Zip Code
    50055

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Frequently Asked Questions

How do I schedule a tour of 403 Main St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 403 Main St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 403 Main St?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 1 bath, listed for $410,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Collins, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 403 Main St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 403 Main St at around $2,333. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 403 Main St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Story County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 403 Main St?

In most cases, yes. Whether 403 Main St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Collins's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 403 Main St?

We can handle that for you. Our preferred local agent specializes in residentials in Collins and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $410,000 with 879 sqft of space—that comes out to approximately $466 per square foot.

How long has this property been on the market?

403 Main St was listed on November 05, 2026, which means it's been on the market for 5 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1920, making it approximately 106 years old.

What is the lot size of this property?

403 Main St sits on a 0.25-acre lot, which is 10,890 square feet.

Is 403 Main St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Central Iowa Board of REALTORS. All rights reserved.

Last Updated: November 10, 2026 at 10:36PM | Source: Central Iowa Board of REALTORS | MLS#: 71759