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This charming ranch home sits on 1.16 acres and boasts plenty of windows overlooking a private 35-acre lake. The main level features beautifully finished hardwood floors, a spacious family room with a fireplace and built-in bookcases, a separate dining room, and a kitchen with maple cabinets and an island that opens to a bright sunroom. From the family room and sunroom, step onto the screened porch to enjoy peaceful lake views. The Owner’s Suite offers a vaulted trey ceiling, a large closet, dual vanities, a separate shower, and a whirlpool soaking tub. On the opposite side of the home, two guest bedrooms share a Jack and Jill bath with dual sinks and a tub/shower combo. A large laundry room with a sink and ample cabinet space connects to the garage, front porch, and Owner’s Suite hallway. The finished terrace level, with new carpet recently installed, offers an open concept layout with built-in bookcases, a wood-burning stove, and space for an office or pool table, plus a bedroom with a walk-in closet and Jack and Jill bath. Off the family room is a covered porch perfect for relaxing outdoors, while a hallway leads to a workshop with storage and washer/dryer. Outside, stairs lead to the dock where you can soak up the sun, boat, kayak, or fish. (Pontoon Boat Included!). Possible Owner Financing.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1999
  • 1.16 Acre Lot
  • $100/yr HOA
  • Waterfront
  • 2 Car Garage
  • 211 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    1999
  • Architectural Style
    Ranch, Traditional
  • Construction Materials
    Cement Siding, Brick, HardiPlank Type
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Garage Door Opener, Garage, Garage Faces Side, Kitchen Level
  • Interior Features
    High Speed Internet, Walk-In Closet(s), Pantry, In-Law Floorplan, Master Downstairs, Central Vacuum, Breakfast Bar, Recessed Lighting, Bookcases, Crown Molding, Tray Ceiling(s)
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Range Hood, Electric Oven, Electric Cooktop
  • Flooring
    Hardwood, Carpet, Ceramic Tile, Painted/Stained
  • Exterior Features
    Lighting, Dock, Rain Gutters
  • Patio And Porch
    Patio, Screened, Front Porch, Rear Porch
  • Pool Features
    None
  • Security Features
    Smoke Detector(s), Security System, Fire Alarm, Security System Owned, Carbon Monoxide Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating
    Electric, Heat Pump, Central
  • Basement
    Finished, Full, Walk-Out Access, Interior Entry, Exterior Entry

  • Acres
    1.16
  • Lot Features
    Sprinklers In Front, Back Yard, Front Yard
  • Water Front Features
    Lake Front
  • Water Front
    Yes
  • View
    Trees/Woods, Lake, Neighborhood
  • Utilities
    Cable Available, Electricity Available, Water Available, Phone Available, Underground Utilities
  • Water
    Public

  • County
    Bartow
  • City
    White
  • Neighborhood
    Home Place
  • Zip Code
    30184
  • High School
    Cass
  • Middle School
    Cass
  • Elementary School
    White

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Frequently Asked Questions

How do I schedule a tour of 31 Rocky Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 31 Rocky Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 31 Rocky Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $699,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in White, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 31 Rocky Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 31 Rocky Cir at around $4,345. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 31 Rocky Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bartow County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 31 Rocky Cir?

In most cases, yes. Whether 31 Rocky Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in White's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 31 Rocky Cir?

We can handle that for you. Our preferred local agent specializes in residentials in White and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $699,900 with 4,800 sqft of space—that comes out to approximately $146 per square foot.

How long has this property been on the market?

31 Rocky Cir was listed on April 14, 2026, which means it's been on the market for 211 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1999, making it approximately 27 years old.

What is the lot size of this property?

31 Rocky Cir sits on a 1.16-acre lot, which is 50,530 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: White
  • Middle: Cass
  • High: Cass

Want to see how these schools compare? Check out our Bartow County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 31 Rocky Cir?

The most recent public record shows annual property taxes for 31 Rocky Cir were approximately $4,347. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $100 paid annually.

Is 31 Rocky Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, First Multiple Listing Service (FMLS). All rights reserved.

Last Updated: November 11, 2026 at 07:34AM | Source: First Multiple Listing Service (FMLS) | MLS#: 7753285