- 4
- beds
- 3 full · 1 half
- baths
- 5,288
- sqft
- 1999
- year built
- Status:
- Active
- MLS #:
- 7828712
- Neighborhood:
- Home Place
- County:
- Bartow
- Listed By:
- amanda abernathy - Realty of America, LLC
- Agent Phone:
- (404) 281-5298
- Agent Email:
- aabernathy.yourhometownrealtor@gmail.com
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
SELLER-PAID RATE BUYDOWN OPTIONS AVAILABLE! Seller may contribute toward the buyer’s interest rate buydown with the use of a preferred lender. Options 21 Rocky Circle NE, White, GA 30184 A Private Lakeside Retreat with an Exceptional Kitchen, Expansive Living Space & Endless Possibilities! Welcome to an extraordinary opportunity to own a one-of-a-kind lakefront home nestled on a peninsula of a private lake shared by approximately 60 homes. Offering an impressive 5,288 square feet, 4 bedrooms, and 3.5 bathrooms, this ranch-style home combines space, versatility, thoughtful upgrades, and beautiful waterfront surroundings. Situated on approximately 1.43 acres, this property offers a peaceful setting with room to relax, entertain, and enjoy the lifestyle you have been looking for. If you love to cook, bake, or entertain, you are going to fall in love with this kitchen! Truly a standout feature of the home, this exceptional kitchen offers Brazilian quartzite countertops and backsplashes, an eight-foot island with a flat-top cooktop, a dedicated baking station, and a charming bay window perfect for a breakfast nook. All-new KitchenAid appliances add to the appeal, creating a kitchen that is as functional as it is beautiful. Whether preparing a holiday meal, baking with family, or hosting friends, this space is designed to impress. The home offers inviting living areas, a desirable primary bedroom on the main level, and a flexible floor plan suited for a variety of living arrangements. The finished daylight basement features its own kitchen and offers excellent potential for multigenerational living, extended-stay guests, or a private retreat. Two bedrooms share a convenient Jack-and-Jill bathroom, adding functionality for family and visitors. Step outside and discover four decks designed to take full advantage of the peaceful lake setting. Enjoy an impressive 48-foot upper-level deck, a second 48-foot lower-level deck, a Juliet-style deck on the northeast side, and an additional deck on the southwest side. Whether enjoying your morning coffee, watching wildlife, entertaining guests, or unwinding at sunset, the outdoor spaces offer countless ways to appreciate the natural surroundings. Additional features include: Two of three HVAC units replaced in 2023 Water heater replaced in 2023 Both a tankless water heater and a standard electric water heater Energy-conscious features and reportedly low electric bills Two attics providing additional storage Oversized two-car garage with double garage doors and a separate walkout door New staircase Downstairs finishes featuring carpet and luxury vinyl tile (LVT) flooring Finished basement with exterior access and additional living possibilities Assumable mortgage opportunity, subject to lender approval and loan terms Transferable home warranty, subject to the warranty provider’s terms Transferable termite inspection/warranty, subject to provider terms No HOA, as represented by the seller Conveniently located near Lake Allatoona, parks, shopping, and major commuter routes, this property offers a unique combination of privacy, space, waterfront living, and convenience. Whether you envision a full-time lakefront residence, a multigenerational home, or a place to entertain and create lasting memories, 21 Rocky Circle is a rare opportunity to enjoy the best of lakeside living with the space and flexibility to make it your own. may include: • 1-1 Buydown: Reduced interest rate for Year 1. • 2-1 Buydown: Rate reduced by 2% in Year 1 and 1% in Year 2. • 3-2-1 Buydown: Rate reduced by 3% in Year 1, 2% in Year 2, and 1% in Year 3. Buyer’s interest rate returns to the note rate after the buydown period. Seller contribution, buyer eligibility, loan program guidelines, and lender approval apply.
Highlights
- Residential
- Single Family Residence
- Built in 1999
- 1.43 Acre Lot
- Waterfront
- 2 Car Garage
- 77 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 3 full · 1 half
-
- Year Built
- 1999
-
- Architectural Style
- Ranch, Craftsman
-
- Construction Materials
- Frame, Stucco
-
- Foundation
- Slab, Brick/Mortar
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Garage
-
- Interior Features
- High Speed Internet, Pantry, Kitchen Island, Master Downstairs, Double Vanity, Entrance Foyer, Crown Molding
-
- Appliances
- Dishwasher, Electric Range, Microwave, Refrigerator, Electric Oven
-
- Flooring
- Hardwood, Tile, Carpet
-
- Exterior Features
- Storage, Private Yard
-
- Patio And Porch
- Covered, Deck, Rear Porch
-
- Pool Features
- None
-
- Security Features
- Smoke Detector(s), Carbon Monoxide Detector(s)
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Central
-
- Basement
- Finished, Full, Walk-Out Access, Daylight, Exterior Entry
-
- Acres
- 1.43
-
- Lot Features
- Sloped, Private, Back Yard, Front Yard
-
- Water Front Features
- Lake Front
-
- Water Front
- Yes
-
- View
- Lake, Neighborhood
-
- Utilities
- Cable Available, Electricity Available, Water Available, Natural Gas Available, Phone Available
-
- Water
- Public
-
- County
- Bartow
-
- City
- White
-
- Neighborhood
- Home Place
-
- Zip Code
- 30184
-
- High School
- Cass
-
- Middle School
- Cass
-
- Elementary School
- White
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $699000
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$634,680
Estimated Sales Price Range:
$571,212 - $698,148
Source: Constellation Data Labs
Price History
| Sold | ||
| Source: First Multiple Listing Service (FMLS) #6568795 | ||
| Listed | $400,000 | |
| Source: First Multiple Listing Service (FMLS) #6568795 | ||
| 12/07/2012 | Sold | $220,000 |
| Source: First Multiple Listing Service (FMLS) #5038476 | ||
| 08/07/2012 | Price Changed | $199,500 |
| Source: First Multiple Listing Service (FMLS) #5038476 | ||
| Listed | $210,000 | |
| Source: First Multiple Listing Service (FMLS) #5038476 | ||
| 08/26/2026 | Off Market | — |
| Source: Georgia MLS #10834742 | ||
| 08/26/2026 | Off Market | — |
| Source: Georgia MLS #10834745 | ||
| 09/17/2026 | Price Changed | $699,000 |
| Source: First Multiple Listing Service (FMLS) #7828712 | ||
| 08/26/2026 | Listed | $750,000 |
| Source: First Multiple Listing Service (FMLS) #7828712 | ||
| 09/17/2026 | Price Changed | $699,000 |
| Source: Georgia MLS #10834739 | ||
| 08/26/2026 | Listed | $750,000 |
| Source: Georgia MLS #10834739 | ||
| 03/17/2023 | Sold | $530,000 |
| Source: Georgia MLS #10117428 | ||
| 01/04/2023 | Price Changed | $550,000 |
| Source: Georgia MLS #10117428 | ||
| 12/19/2022 | Listed | $615,900 |
| Source: Georgia MLS #10117428 | ||
| 03/17/2023 | Sold | $530,000 |
| Source: First Multiple Listing Service (FMLS) #7155002 | ||
| 01/04/2023 | Price Changed | $550,000 |
| Source: First Multiple Listing Service (FMLS) #7155002 | ||
| 12/19/2022 | Listed | $615,900 |
| Source: First Multiple Listing Service (FMLS) #7155002 | ||
| 04/29/2022 | Sold | $550,000 |
| Source: Georgia MLS #20012916 | ||
| 01/19/2022 | Listed | $550,000 |
| Source: Georgia MLS #20012916 | ||
| 04/29/2022 | Sold | $550,000 |
| Source: First Multiple Listing Service (FMLS) #6990869 | ||
| 01/18/2022 | Listed | $550,000 |
| Source: First Multiple Listing Service (FMLS) #6990869 | ||
| 07/22/2019 | Sold | $400,000 |
| Source: Georgia MLS #8544731 | ||
| 06/20/2019 | Price Changed | $400,000 |
| Source: Georgia MLS #8544731 | ||
| 03/15/2019 | Listed | $399,500 |
| Source: Georgia MLS #8544731 | ||
Source: MLS Data
Deed History
| 03/17/2023 | Warranty Deed | $530,000 |
| 04/29/2022 | Warranty Deed | $550,000 |
| 07/22/2019 | Warranty Deed | $400,000 |
| 06/22/2018 | Warranty Deed | $0 |
| 12/07/2012 | Warranty Deed | $220,000 |
| 01/03/2012 | Deed | $170,000 |
| 01/03/2012 | Foreclosure | $170,000 |
| 01/03/2012 | Warranty Deed | $170,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/02/2025 | FHA | $569,800 |
| 03/17/2023 | FHA | $458,383 |
| 07/30/2019 | Conventional | $380,000 |
| 12/17/2012 | FHA | $210,343 |
| 10/19/2009 | Conventional | $86,000 |
| 07/17/2008 | Conventional | $85,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout White
There are currently 9 properties available in White, with 1 under contract to close soon. Properties in the city have an average sale price of $319,285 and typically spend 76 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 8 zip codes in Bartow County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 21 Rocky Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 21 Rocky Cir.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 21 Rocky Cir?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $699,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in White, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 21 Rocky Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 21 Rocky Cir at around $4,366. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 21 Rocky Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Bartow County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 21 Rocky Cir?
In most cases, yes. Whether 21 Rocky Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in White's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 21 Rocky Cir?
We can handle that for you. Our preferred local agent specializes in residentials in White and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $699,000 with 5,288 sqft of space—that comes out to approximately $132 per square foot.
How long has this property been on the market?
21 Rocky Cir was listed on August 26, 2026, which means it's been on the market for 77 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1999, making it approximately 27 years old.
What is the lot size of this property?
21 Rocky Cir sits on a 1.43-acre lot, which is 62,291 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: White
- Middle: Cass
- High: Cass
Want to see how these schools compare? Check out our Bartow County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 21 Rocky Cir?
The most recent public record shows annual property taxes for 21 Rocky Cir were approximately $4,663. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 21 Rocky Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in White, GA
Open Houses Near White, GA
Land for Sale Near White, GA
Townhomes for Sale Near White, GA
Waterfront Homes for Sale Near White, GA
Waterfront Condos for Sale Near White, GA
Homes with Pools for Sale Near White, GA
Gated Community Homes for Sale Near White, GA
Homes with No Hoa for Sale Near White, GA
Homes in Adult Communities for Sale Near White, GA
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, First Multiple Listing Service (FMLS). All rights reserved.
Last Updated: November 11, 2026 at 09:24AM | Source: First Multiple Listing Service (FMLS) | MLS#: 7828712
