- 3
- beds
- 3 full · 1 half
- baths
- 3,615
- sqft
- 2006
- year built
- Status:
- New
- MLS #:
- 10885036
- Neighborhood:
- Currahee Club
- County:
- Stephens
- Listed By:
- Stephen P Caudell - Hammock Realty North Georgia
- Office Phone:
- (706) 963-0269
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
Casual elegance and quality craftsmanship abound in this beautifully appointed Craftsman-style cottage in Currahee Club. One of the most architecturally appealing homes in the community, this property welcomes you with a spacious front porch and thoughtfully designed living spaces throughout. Recent updates make this home even more appealing, including fresh interior and exterior paint throughout, refinished hardwood floors on the main level, and new LVP flooring throughout the basement. The foyer opens to an inviting great room featuring soaring ceilings, a beautiful stone fireplace, and a wall of windows that captures the surrounding views. The kitchen is designed for both everyday living and entertaining, offering a large center island, breakfast bar, stainless steel appliances, and gas cooktop. The main-level owner's suite is privately situated on one end of the home and features a spacious bathroom complete with a Jacuzzi tub, walk-in shower, double vanity, and his-and-her closets. Beautiful stone arches frame the covered patio, creating a private outdoor retreat overlooking the community amenity center and garden. Currahee Club is Georgia's premier mountain, lake, and golf community, offering an exceptional lifestyle surrounded by natural beauty, recreation, and world-class amenities.
Highlights
- Residential
- Single Family Residence
- Built in 2006
- 0.3 Acre Lot
- 1689 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 3 full · 1 half
-
- Year Built
- 2006
-
- Architectural Style
- Craftsman
-
- Construction Materials
- Stone, Concrete
-
- Parking Features
- Garage, Guest, Kitchen Level
-
- Living Area
- 3615.0
-
- Interior Features
- High Speed Internet, Walk-In Closet(s), Vaulted Ceiling(s), Pantry, Wet Bar, Master Downstairs, Double Vanity, High Ceilings, Bookcases, Entrance Foyer, Beamed Ceilings, Tray Ceiling(s), Soaking Tub
-
- Appliances
- Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Cooktop, Oven, Stainless Steel Appliance(s)
-
- Flooring
- Hardwood, Tile, Carpet, Wood
-
- Patio And Porch
- Patio, Deck, Porch
-
- Security Features
- Gated Community
-
- Cooling
- Ceiling Fan(s), Central Air, Electric
-
- Heating
- Natural Gas, Central
-
- Basement
- Finished, Full, Daylight, Exterior Entry
-
- Acres
- 0.3
-
- Lot Features
- Level
-
- Water Front Features
- Lake
-
- View
- Mountain(s)
-
- Utilities
- Natural Gas Available, Sewer Connected, Underground Utilities
-
- Water
- Public
-
- County
- Stephens
-
- City
- Toccoa
-
- Neighborhood
- Currahee Club
-
- Zip Code
- 30577
-
- High School
- Stephens
-
- Middle School
- Stephens
-
- Elementary School
- Big A
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $649900
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$733,914
Estimated Sales Price Range:
$653,183 - $814,644
Source: Constellation Data Labs
Price History
| Off Market | — | |
| Source: Western Upstate MLS #20187970 | ||
| 07/21/2022 | Sold | $625,000 |
| Source: Georgia MLS #20030560 | ||
| 05/17/2022 | Price Changed | $649,900 |
| Source: Georgia MLS #20030560 | ||
| 04/01/2022 | Listed | $694,000 |
| Source: Georgia MLS #20030560 | ||
| 03/27/2022 | Listed | $649,900 |
| Source: Georgia MLS #10885036 | ||
| 12/15/2020 | Sold | $539,900 |
| Source: Georgia MLS #8871586 | ||
| 10/09/2020 | Listed | $539,900 |
| Source: Georgia MLS #8871586 | ||
| 12/15/2020 | Sold | $539,900 |
| Source: First Multiple Listing Service (FMLS) #6793895 | ||
| 10/08/2020 | Listed | $539,900 |
| Source: First Multiple Listing Service (FMLS) #6793895 | ||
| 09/26/2017 | Sold | $383,000 |
| Source: Western Upstate MLS #20187970 | ||
| 09/25/2017 | Price Changed | $375,000 |
| Source: Western Upstate MLS #20187970 | ||
| 05/16/2017 | Listed | $389,000 |
| Source: Western Upstate MLS #20187970 | ||
Source: MLS Data
Deed History
| 07/22/2024 | Quit Claim Deed (non-arm's length) | $0 |
| 07/21/2022 | Warranty Deed | $625,000 |
| 12/15/2020 | Limited Warranty Deed | $539,900 |
| 07/02/2020 | Warranty Deed | $0 |
| 09/08/2017 | Warranty Deed | $383,000 |
| 09/08/2017 | Warranty Deed | $0 |
| 02/28/2014 | Warranty Deed | $360,000 |
| 05/23/2007 | Warranty Deed | $684,000 |
| 07/24/2006 | Deed | $150,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 07/20/2020 | Stand Alone Second / Subordinate Position | $329,000 |
| 09/13/2017 | Stand Alone Second / Subordinate Position | $344,700 |
| 03/25/2014 | Conventional | $324,000 |
| 12/31/2008 | Conventional | $300,000 |
| 09/07/2007 | Unknown | $50,000 |
| 05/24/2007 | Conventional | $300,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Toccoa
There are currently 80 properties available in Toccoa, with 3 under contract to close soon. Properties in the city have an average sale price of $278,264 and typically spend 94 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 3 zip codes in Stephens County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 98 Cottage Ln?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 98 Cottage Ln.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 98 Cottage Ln?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $649,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 98 Cottage Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 98 Cottage Ln at around $4,168. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 98 Cottage Ln?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 98 Cottage Ln?
In most cases, yes. Whether 98 Cottage Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 98 Cottage Ln?
We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $649,900 with 3,615 sqft of space—that comes out to approximately $180 per square foot.
How long has this property been on the market?
98 Cottage Ln was listed on March 27, 2022, which means it's been on the market for 1689 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2006, making it approximately 20 years old.
What is the lot size of this property?
98 Cottage Ln sits on a 0.3-acre lot, which is 13,068 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Big A
- Middle: Stephens
- High: Stephens
Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 98 Cottage Ln?
The most recent public record shows annual property taxes for 98 Cottage Ln were approximately $5,631. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 98 Cottage Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Toccoa, GA
Open Houses Near Toccoa, GA
Land for Sale Near Toccoa, GA
Townhomes for Sale Near Toccoa, GA
Waterfront Homes for Sale Near Toccoa, GA
Waterfront Condos for Sale Near Toccoa, GA
Homes with Pools for Sale Near Toccoa, GA
Gated Community Homes for Sale Near Toccoa, GA
Homes with No Hoa for Sale Near Toccoa, GA
Homes in Adult Communities for Sale Near Toccoa, GA
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.
Last Updated: November 10, 2026 at 04:37PM | Source: Georgia MLS | MLS#: 10885036
