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Some farms are built to get by. This one was built without compromise, for the horses and for the people who care for them. Set on approximately 79.67 acres in Banks County with a Toccoa address, this working horse farm pairs a professional-grade equine facility with two finished living spaces. It also leaves room to grow into whatever comes next. The combined finished living area is 4,499 sq ft (ESTIMATED, NOT MEASURED). The centerpiece is a 24-stall barn with European-style luxury stall fronts, waterers and feeders in every stall, a built-in fly spray system, and Big Ass Fans to keep air moving through Georgia summers. It also has a wash rack, horse walkers, and multiple tack and utility rooms, all laid out around the daily work of the barn and the comfort of the horses. Upstairs, an air-conditioned loft looks out over the barn. It works as an office, a place to entertain, or a spot to watch the day unfold. Attached to the main barn is a finished 4-bedroom, 3.5-bath living space with luxury finishes throughout. Outside, an outdoor living area is built around a fireplace, where long days at the barn end by the fire with a view of the pastures. A separate barn holds a 2-bedroom, 1-bath living quarters. It works well for a manager, trainer, guests, or family. Another 8 stalls with handsome steel-and-wood stall fronts make a beautiful setup for quarantine, layups, sale horses, or simply giving your herd room to grow. The property is fenced and cross-fenced for rotation and turnout. It includes a conditioning track and more than one strong location for a future riding arena. The farm runs on public water with a backup well, so the horses stay watered even if service is interrupted. It's also served by septic. With finished living spaces already in place, this farm works on day one and still leaves you options. You could live in the barn residence while you design and build a main home on one of several potential homesites set away from the barn. You could keep staff or guests close by in the second quarters. Or you could simply settle in and live the farm life. The farm has a quiet, rural setting in Northeast Georgia and stays within easy reach of town and travel routes. Every detail here was chosen with care, and no expense was spared. Schedule your private tour. Square footage is estimated at 4,499 sq ft and has not been measured.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2025
  • 79.67 Acre Lot
  • Waterfront
  • 46 days on Market

  • Bedrooms
    6
  • Bathrooms
    4 full · 1 half
  • Year Built
    2025
  • Architectural Style
    Other
  • Construction Materials
    Vinyl Siding, Aluminum Siding
  • Foundation
    Slab
  • Parking Features
    Garage
  • Living Area
    4499.0
  • Interior Features
    Wet Bar, Master Downstairs, Breakfast Bar, High Ceilings
  • Appliances
    Dishwasher, Microwave, Stainless Steel Appliance(s)
  • Flooring
    Laminate, Vinyl
  • Patio And Porch
    Patio, Porch
  • Cooling
    Electric
  • Heating
    Electric
  • Basement
    None

  • Acres
    79.67
  • Lot Features
    Waterfront, Open Lot, Private, Pasture
  • Water Front Features
    River Front
  • Water Front
    Yes
  • View
    River
  • Utilities
    Electricity Available, Water Available
  • Water
    Public, Private, Well

  • County
    Banks
  • City
    Toccoa
  • Neighborhood
    None
  • Zip Code
    30577
  • High School
    Banks
  • Middle School
    Banks
  • Elementary School
    Banks

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Frequently Asked Questions

How do I schedule a tour of 5479 Highway 63?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 5479 Highway 63.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 5479 Highway 63?

Click Ask a Question to talk with our team. You already know it is a 6 bed, 4 bath, listed for $2,100,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 5479 Highway 63?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 5479 Highway 63 at around $12,418. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 5479 Highway 63?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Banks County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 5479 Highway 63?

In most cases, yes. Whether 5479 Highway 63 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 5479 Highway 63?

We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,100,000 with 4,499 sqft of space—that comes out to approximately $467 per square foot.

How long has this property been on the market?

5479 Highway 63 was listed on September 29, 2026, which means it's been on the market for 46 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2025, making it approximately 1 years old.

What is the lot size of this property?

5479 Highway 63 sits on a 79.67-acre lot, which is 3,470,425 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Banks
  • Middle: Banks
  • High: Banks

Want to see how these schools compare? Check out our Banks County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 5479 Highway 63?

The most recent public record shows annual property taxes for 5479 Highway 63 were approximately $5,614. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 5479 Highway 63 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.

Last Updated: November 14, 2026 at 02:38PM | Source: Georgia MLS | MLS#: 10854982