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Welcome to your very own private cabin on a .25-acre GA Power leased lot bordering the trout fish stocked Panther Creek, this unique 1950s granite cabin offers views of the Tugaloo River and borders Panther Creek that takes you to Lake Hartwell. Backed by 6,200+ acres of National Forest, it's a true trout-fishing and hunting paradise (deer, turkey, hog, bear) with hiking, biking, and kayaking right from the property or walk/drive to the Tugaloo River Water Trail which is across the road. Quick access to Lake Yonah Boat Ramp is less than a mile away and Walkers Creek Boat Ramp on Lake Hartwell is less than 2 miles away. Open floor plan with soaring vaulted wood ceilings, large stone fireplace, updated bathrooms, new plumbing with on-demand water heater, new lighting, and a newly installed 2-zone TRANE heat pump. Sit on the deck and listen to the river. No short-term rentals permitted on GA Power leased properties. Rare opportunity for a peaceful Northeast Georgia retreat.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1950
  • 0.25 Acre Lot
  • Waterfront
  • 95 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1950
  • Architectural Style
    Country/Rustic, Stone Frame
  • Construction Materials
    Wood Siding, Stone
  • Foundation
    Slab
  • Parking Features
    Parking Pad
  • Living Area
    1259.0
  • Interior Features
    High Speed Internet, Master Downstairs
  • Appliances
    Refrigerator, Range, Oven
  • Flooring
    Hardwood, Laminate, Vinyl
  • Patio And Porch
    Deck, Screened
  • Cooling
    Central Air, Electric, Zoned
  • Heating
    Electric, Heat Pump, Zoned, Wood
  • Basement
    None

  • Acres
    0.25
  • Lot Features
    Sloped, Waterfront, Private
  • Water Front Features
    Creek, Stream, River Front
  • Water Front
    Yes
  • View
    Lake, River
  • Utilities
    Electricity Available, Phone Available
  • Water
    Private, Well

  • County
    Stephens
  • City
    Toccoa
  • Neighborhood
    None
  • Zip Code
    30577
  • High School
    Stephens
  • Middle School
    Stephens
  • Elementary School
    Toccoa

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Frequently Asked Questions

How do I schedule a tour of 4305 Yonah Dam Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4305 Yonah Dam Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4305 Yonah Dam Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $249,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 4305 Yonah Dam Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4305 Yonah Dam Rd at around $1,515. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4305 Yonah Dam Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4305 Yonah Dam Rd?

In most cases, yes. Whether 4305 Yonah Dam Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4305 Yonah Dam Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $249,000 with 1,259 sqft of space—that comes out to approximately $198 per square foot.

How long has this property been on the market?

4305 Yonah Dam Rd was listed on August 09, 2026, which means it's been on the market for 95 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1950, making it approximately 76 years old.

What is the lot size of this property?

4305 Yonah Dam Rd sits on a 0.25-acre lot, which is 10,890 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Toccoa
  • Middle: Stephens
  • High: Stephens

Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 4305 Yonah Dam Rd?

The most recent public record shows annual property taxes for 4305 Yonah Dam Rd were approximately $1,176. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 4305 Yonah Dam Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.

Last Updated: November 12, 2026 at 07:48AM | Source: Georgia MLS | MLS#: 10875537