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Stunning Lakefront Living on Lake Hartwell Experience the perfect blend of luxury, comfort, and natural beauty in this exceptional 4-sided brick lakefront home on the shores of Lake Hartwell. Lakefront Luxury with Hard-to-Find Deep Water and thoughtfully updated, this residence offers an inviting open-concept layout ideal for both everyday living and entertaining. Step inside to a great room with cathedral ceilings adorned with warm tongue-and-groove wood, creating a striking focal point. The space flows seamlessly into the chef's kitchen, abundant storage, and room to craft culinary masterpieces. The home has been freshly painted throughout, enhancing its clean and modern feel. Retreat to the large master suite, a peaceful haven designed for relaxation. Additional highlights include tiled floors in the kitchen and bathrooms, a new water heater, and an oversized 2-car garage providing ample storage. Enjoy peace of mind and energy efficiency with solar panels paired with a backup generator system-a rare and valuable feature. The property also includes a full unfinished terrace level with its own fireplace, offering tremendous potential for additional living space, a workshop, or entertainment area. Outdoor living shines with an expansive rear deck overlooking the lake, perfect for morning coffee, evening sunsets, and hosting guests. Best of all, the property features a double-slip dock with a boat hoist, providing easy access to the water and making lake days effortless and enjoyable.The home is surrounded by fresh landscaping, accentuating its curb appeal and serene setting. This exceptional Lake Hartwell property is the perfect blend of craftsmanship, comfort, and lakefront lifestyle-ready for you to make it your own. 6920 Sqft ( Unfinished basement 3460 Sqft)

Highlights

  • Residential
  • Single Family Residence
  • Built in 2006
  • 1.03 Acre Lot
  • Waterfront
  • 2 Car Garage
  • 139 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    2006
  • Architectural Style
    Ranch
  • Construction Materials
    Other
  • Foundation
    None
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Garage Door Opener, Garage, Garage Faces Front, Kitchen Level
  • Living Area
    3460.0
  • Interior Features
    Cathedral Ceiling(s), Walk-In Closet(s), Pantry, Kitchen Island, Master Downstairs, Central Vacuum, Breakfast Bar, Double Vanity
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Refrigerator, Other, Electric Oven, Self Cleaning Oven, Electric Cooktop, ENERGY STAR Qualified Appliances
  • Flooring
    Carpet, Ceramic Tile
  • Exterior Features
    Other
  • Patio And Porch
    Deck
  • Pool Features
    None
  • Security Features
    Carbon Monoxide Detector(s)
  • Cooling
    Central Air, Heat Pump
  • Heating
    Forced Air, Propane
  • Basement
    Unfinished, Daylight, Bath/Stubbed, Exterior Entry

  • Acres
    1.03
  • Lot Features
    Wooded, Sloped, Landscaped, Back Yard
  • Water Front Features
    Lake Front
  • Water Front
    Yes
  • View
    Lake
  • Utilities
    Electricity Available, Water Available, Phone Available
  • Water
    Public

  • County
    Stephens
  • City
    Toccoa
  • Neighborhood
    Curahee Point
  • Zip Code
    30577
  • High School
    Stephens - Other
  • Middle School
    Stephens - Other
  • Elementary School
    Big A

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Frequently Asked Questions

How do I schedule a tour of 287 Spring Branch Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 287 Spring Branch Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 287 Spring Branch Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $999,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 287 Spring Branch Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 287 Spring Branch Cir at around $6,229. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 287 Spring Branch Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 287 Spring Branch Cir?

In most cases, yes. Whether 287 Spring Branch Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 287 Spring Branch Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $999,000 with 3,460 sqft of space—that comes out to approximately $289 per square foot.

How long has this property been on the market?

287 Spring Branch Cir was listed on June 24, 2026, which means it's been on the market for 139 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2006, making it approximately 20 years old.

What is the lot size of this property?

287 Spring Branch Cir sits on a 1.03-acre lot, which is 44,867 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Big A
  • Middle: Stephens - Other
  • High: Stephens - Other

Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 287 Spring Branch Cir?

The most recent public record shows annual property taxes for 287 Spring Branch Cir were approximately $6,533. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 287 Spring Branch Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, First Multiple Listing Service (FMLS). All rights reserved.

Last Updated: November 10, 2026 at 03:46PM | Source: First Multiple Listing Service (FMLS) | MLS#: 7801093