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Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1994
  • 0.42 Acre Lot
  • Waterfront
  • 6 Car Garage
  • 207 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    1994
  • Architectural Style
    Ranch, Bungalow/Cottage
  • Construction Materials
    Wood Siding
  • Foundation
    Block
  • Garage Spaces
    6.0
  • Parking Features
    Off Street, Kitchen Level, Boat
  • Living Area
    1660.0
  • Interior Features
    High Speed Internet, Walk-In Closet(s), Vaulted Ceiling(s), Kitchen Island, Master Downstairs, Double Vanity, High Ceilings, Beamed Ceilings
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Tankless Water Heater, Oven, Stainless Steel Appliance(s)
  • Flooring
    Hardwood, Laminate, Tile, Other
  • Exterior Features
    Dock, Balcony, Fire Pit
  • Patio And Porch
    Patio, Deck, Porch, Screened
  • Security Features
    Smoke Detector(s), Carbon Monoxide Detector(s)
  • Cooling
    Central Air
  • Heating
    Electric
  • Basement
    Crawl Space

  • Acres
    0.42
  • Lot Features
    Level, Waterfront, Cul-De-Sac, Private
  • Water Front
    Yes
  • View
    Lake
  • Utilities
    Cable Available, Electricity Available, Water Available
  • Water
    Public

  • County
    Stephens
  • City
    Toccoa
  • Neighborhood
    Manor Oaks
  • Zip Code
    30577
  • High School
    Stephens
  • Middle School
    Stephens
  • Elementary School
    Toccoa

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Frequently Asked Questions

How do I schedule a tour of 159 Manor Oak Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 159 Manor Oak Trl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 159 Manor Oak Trl?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $995,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.

How do I get a virtual tour of 159 Manor Oak Trl?

Yes! A virtual tour is available for 159 Manor Oak Trl. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 159 Manor Oak Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 159 Manor Oak Trl at around $6,094. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 159 Manor Oak Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 159 Manor Oak Trl?

In most cases, yes. Whether 159 Manor Oak Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 159 Manor Oak Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $995,000 with 1,660 sqft of space—that comes out to approximately $599 per square foot.

How long has this property been on the market?

159 Manor Oak Trl was listed on April 17, 2026, which means it's been on the market for 207 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1994, making it approximately 32 years old.

What is the lot size of this property?

159 Manor Oak Trl sits on a 0.42-acre lot, which is 18,295 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Toccoa
  • Middle: Stephens
  • High: Stephens

Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 159 Manor Oak Trl?

The most recent public record shows annual property taxes for 159 Manor Oak Trl were approximately $5,179. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 159 Manor Oak Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.

Last Updated: November 10, 2026 at 03:47PM | Source: Georgia MLS | MLS#: 10735894