$995,000
- 4
- beds
- 3
- baths
- 1,660
- sqft
- 1994
- year built
- 4
- beds
- 3
- baths
- 1,660
- sqft
- 1994
- year built
- Status:
- Active
- MLS #:
- 10735894
- Neighborhood:
- Manor Oaks
- County:
- Stephens
- Listed By:
- Rachel L Grindrod - Harry Norman Realtors
- Office Phone:
- (404) 897-5558
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.
Highlights
- Residential
- Single Family Residence
- Built in 1994
- 0.42 Acre Lot
- Waterfront
- 6 Car Garage
- 207 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 3
-
- Year Built
- 1994
-
- Architectural Style
- Ranch, Bungalow/Cottage
-
- Construction Materials
- Wood Siding
-
- Foundation
- Block
-
- Garage Spaces
- 6.0
-
- Parking Features
- Off Street, Kitchen Level, Boat
-
- Living Area
- 1660.0
-
- Interior Features
- High Speed Internet, Walk-In Closet(s), Vaulted Ceiling(s), Kitchen Island, Master Downstairs, Double Vanity, High Ceilings, Beamed Ceilings
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Tankless Water Heater, Oven, Stainless Steel Appliance(s)
-
- Flooring
- Hardwood, Laminate, Tile, Other
-
- Exterior Features
- Dock, Balcony, Fire Pit
-
- Patio And Porch
- Patio, Deck, Porch, Screened
-
- Security Features
- Smoke Detector(s), Carbon Monoxide Detector(s)
-
- Cooling
- Central Air
-
- Heating
- Electric
-
- Basement
- Crawl Space
-
- Acres
- 0.42
-
- Lot Features
- Level, Waterfront, Cul-De-Sac, Private
-
- Water Front
- Yes
-
- View
- Lake
-
- Utilities
- Cable Available, Electricity Available, Water Available
-
- Water
- Public
-
- County
- Stephens
-
- City
- Toccoa
-
- Neighborhood
- Manor Oaks
-
- Zip Code
- 30577
-
- High School
- Stephens
-
- Middle School
- Stephens
-
- Elementary School
- Toccoa
-
Nearby Schools
-
51out of 100
-
51out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
Please enter a valid number
Cost of the current home: $995000
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
Please enter a valid number
Please enter a valid number
Typically 0.25% of home value per year.
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$1,000,807
$940,758 - $1,060,855
Source: Constellation Data Labs
Price History
| 04/17/2026 | Listed | $995,000 |
| Source: First Multiple Listing Service (FMLS) #7755415 | ||
| 04/17/2026 | Listed | $995,000 |
| Source: Georgia MLS #10735894 | ||
| 09/09/2020 | Off Market | — |
| Source: Western Upstate MLS #20231157 | ||
| 10/30/2020 | Sold | $174,900 |
| Source: Western Upstate MLS #20231157 | ||
| 09/09/2020 | Listed | $174,900 |
| Source: Western Upstate MLS #20231157 | ||
| 10/30/2020 | Sold | $174,900 |
| Source: Georgia MLS #8854441 | ||
| 09/09/2020 | Listed | $174,900 |
| Source: Georgia MLS #8854441 | ||
Source: MLS Data
Deed History
| 10/30/2020 | Warranty Deed | $174,900 |
| 05/11/2005 | Deed | $165,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 11/02/2020 | Stand Alone Second / Subordinate Position | $317,790 |
| 07/21/2020 | Commercial | $24,940 |
| 05/12/2005 | Coventional | $132,000 |
| 05/12/2005 | Coventional | $33,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Toccoa
There are currently 80 properties available in Toccoa, with 3 under contract to close soon. Properties in the city have an average sale price of $278,264 and typically spend 94 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 3 zip codes in Stephens County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 159 Manor Oak Trl?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 159 Manor Oak Trl.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 159 Manor Oak Trl?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $995,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.
How do I get a virtual tour of 159 Manor Oak Trl?
Yes! A virtual tour is available for 159 Manor Oak Trl. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 159 Manor Oak Trl?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 159 Manor Oak Trl at around $6,094. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 159 Manor Oak Trl?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 159 Manor Oak Trl?
In most cases, yes. Whether 159 Manor Oak Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 159 Manor Oak Trl?
We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $995,000 with 1,660 sqft of space—that comes out to approximately $599 per square foot.
How long has this property been on the market?
159 Manor Oak Trl was listed on April 17, 2026, which means it's been on the market for 207 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1994, making it approximately 32 years old.
What is the lot size of this property?
159 Manor Oak Trl sits on a 0.42-acre lot, which is 18,295 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Toccoa
- Middle: Stephens
- High: Stephens
Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 159 Manor Oak Trl?
The most recent public record shows annual property taxes for 159 Manor Oak Trl were approximately $5,179. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 159 Manor Oak Trl still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Toccoa, GA
Open Houses Near Toccoa, GA
Land for Sale Near Toccoa, GA
Townhomes for Sale Near Toccoa, GA
Waterfront Homes for Sale Near Toccoa, GA
Waterfront Condos for Sale Near Toccoa, GA
Homes with Pools for Sale Near Toccoa, GA
Gated Community Homes for Sale Near Toccoa, GA
Homes with No Hoa for Sale Near Toccoa, GA
Homes in Adult Communities for Sale Near Toccoa, GA
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.
Last Updated: November 10, 2026 at 03:47PM | Source: Georgia MLS | MLS#: 10735894
