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This fully renovated 2-bedroom, 1-bath home offers country living at its best. Sitting on a spacious lot with beautiful open yard space and surrounded by nature, it’s the kind of place where you can slow down, enjoy the outdoors, and feel right at home. Inside, everything has been updated with a fresh, clean feel, including new appliances and modern finishes, while still keeping the warm character of a country cottage. Public records show an effective year built of 1970, but the updates make this home feel fresh and move-in ready. Enjoy mornings on the covered front porch, plenty of room for gardening, pets, or outdoor hobbies, and best of all — no HOA telling you what you can and can’t do. Whether you’re looking for a starter home, downsizing, or just wanting a simpler country lifestyle, this property is one you’ll want to see

Highlights

  • Residential
  • Single Family Residence
  • Built in 1944
  • 0.58 Acre Lot
  • 185 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1944
  • Architectural Style
    Cottage, Bungalow
  • Construction Materials
    Shingle Siding
  • Foundation
    Block
  • Parking Features
    Driveway, Covered, Carport
  • Interior Features
    Master Downstairs, Other
  • Appliances
    Dishwasher, Electric Range, Disposal, Electric Oven
  • Flooring
    Tile, Vinyl
  • Exterior Features
    Storage
  • Patio And Porch
    Covered, Front Porch
  • Pool Features
    None
  • Security Features
    Carbon Monoxide Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Central
  • Basement
    None

  • Acres
    0.58
  • Lot Features
    Level, Cleared, Landscaped, Back Yard, Front Yard
  • View
    Other
  • Utilities
    Cable Available, Electricity Available, Water Available, Phone Available, Underground Utilities
  • Water
    Public

  • County
    Stephens
  • City
    Toccoa
  • Neighborhood
    Tract 1-3
  • Zip Code
    30577
  • High School
    Stephens County
  • Middle School
    Stephens County
  • Elementary School
    Toccoa

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Frequently Asked Questions

How do I schedule a tour of 1186 E Tugalo St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1186 E Tugalo St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1186 E Tugalo St?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $199,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1186 E Tugalo St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1186 E Tugalo St at around $1,182. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1186 E Tugalo St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1186 E Tugalo St?

In most cases, yes. Whether 1186 E Tugalo St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1186 E Tugalo St?

We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $199,900 with 832 sqft of space—that comes out to approximately $240 per square foot.

How long has this property been on the market?

1186 E Tugalo St was listed on May 09, 2026, which means it's been on the market for 185 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1944, making it approximately 82 years old.

What is the lot size of this property?

1186 E Tugalo St sits on a 0.58-acre lot, which is 25,265 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Toccoa
  • Middle: Stephens County
  • High: Stephens County

Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 1186 E Tugalo St?

The most recent public record shows annual property taxes for 1186 E Tugalo St were approximately $537. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 1186 E Tugalo St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, First Multiple Listing Service (FMLS). All rights reserved.

Last Updated: November 10, 2026 at 03:46PM | Source: First Multiple Listing Service (FMLS) | MLS#: 7767986