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Special financing offer with preferred lender- 1 year temporary buydown! Tucked away (yet be to Chattanooga, Ringgold, Dalton, or LaFayette in under 30 minutes) at the end of a quiet cul-de-sac in Rock Spring's Twelve Oaks neighborhood sits 103 Windy Oak Drive. This classic brick and stone home is all about easy living. Inside, you will love the warm, open layout featuring a cozy great room with a gas log fireplace. The gourmet kitchen is a chef's dream, complete with stainless steel appliances and gorgeous marble countertops. With four spacious bedrooms, including a private primary suite with trey ceilings, a soaking tub, and a tile shower and three full baths, there is plenty of room for everyone. There are also nice extra touches like ceramic tile in the laundry room, soft carpets in the bedrooms, and an EV charger outlet in the garage. When you want to relax, you can head out to the covered front porch or enjoy the fully fenced backyard from your large, screened-in back porch. Schedule to see 103 Windy Oak Drive today.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2021
  • 0.4 Acre Lot
  • 2 Car Garage
  • 2 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2021
  • Architectural Style
    Contemporary
  • Construction Materials
    Vinyl Siding, Brick
  • Foundation
    Block
  • Garage Spaces
    2.0
  • Parking Features
    Garage Door Opener, Garage, Garage Faces Front, Kitchen Level
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Kitchen Island, Master Downstairs, Double Vanity, Entrance Foyer
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Flooring
    Carpet, Ceramic Tile
  • Exterior Features
    Rain Gutters
  • Patio And Porch
    Covered, Screened
  • Pool Features
    None
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air, Electric
  • Heating
    Electric, Central
  • Basement
    None

  • Acres
    0.4
  • Lot Features
    Wooded, Level, Cul-De-Sac
  • View
    Other
  • Utilities
    Cable Available, Sewer Available, Electricity Available, Phone Available, Underground Utilities
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 103 Windy Oak Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 103 Windy Oak Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 103 Windy Oak Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $492,500. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Rock Spring, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 103 Windy Oak Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 103 Windy Oak Dr at around $3,172. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 103 Windy Oak Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Walker County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 103 Windy Oak Dr?

In most cases, yes. Whether 103 Windy Oak Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Rock Spring's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 103 Windy Oak Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Rock Spring and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $492,500 with 2,899 sqft of space—that comes out to approximately $170 per square foot.

How long has this property been on the market?

103 Windy Oak Dr was listed on November 13, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2021, making it approximately 5 years old.

What is the lot size of this property?

103 Windy Oak Dr sits on a 0.4-acre lot, which is 17,424 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Rock Spring - Walker
  • Middle: Saddle Ridge
  • High: LaFayette

Want to see how these schools compare? Check out our Walker County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 103 Windy Oak Dr?

The most recent public record shows annual property taxes for 103 Windy Oak Dr were approximately $4,427. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 103 Windy Oak Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, First Multiple Listing Service (FMLS). All rights reserved.

Last Updated: November 15, 2026 at 12:34AM | Source: First Multiple Listing Service (FMLS) | MLS#: 7868322