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432 Monterey Loop , Richmond Hill, GA 31324

$504,015

5
beds
3
baths
2,956
sqft
2025
year built

Welcome to 432 Monterey Loop, featuring the spacious Mitchell floorplan by Pulte in the Waterways community. This 5-bedroom, 3-bath home offers a bright open kitchen with a large island, café dining area, and generous cabinet space. The main floor includes a guest suite perfect for visitors or multi-generational living. The gathering room flows seamlessly to a covered patio, ideal for outdoor entertaining. Upstairs, enjoy a cozy loft and well-sized bedrooms. Located in a gated, coastal community with resort-style amenities and scenic trails, this home blends comfort and convenience.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2025
  • 0.17 Acre Lot
  • $260/mo HOA
  • 2 Car Garage
  • 378 days on Market

  • Bedrooms
    5
  • Bathrooms
    3
  • Year Built
    2025
  • Stories
    2.0
  • Construction Materials
    Wood Siding, Concrete
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    2956.0
  • Interior Features
    Double Vanity, High Ceilings
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Range, Oven, Self Cleaning Oven
  • Patio And Porch
    Covered, Patio
  • Pool Features
    Community
  • Security Features
    Security Service
  • Cooling
    Central Air, Electric
  • Heating
    Electric, Central

  • Acres
    0.17
  • Lot Features
    Interior Lot
  • Utilities
    Underground Utilities
  • Water
    Public

  • County
    Bryan
  • City
    Richmond Hill
  • Neighborhood
    Waterways
  • Zip Code
    31324
  • High School
    Richmond Hill
  • Middle School
    Richmond Hill
  • Elementary School
    McAllister

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Frequently Asked Questions

How do I schedule a tour of 432 Monterey Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 432 Monterey Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 432 Monterey Loop?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $504,015. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Richmond Hill, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 432 Monterey Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 432 Monterey Loop at around $2,868. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 432 Monterey Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bryan County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 432 Monterey Loop?

In most cases, yes. Whether 432 Monterey Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Richmond Hill's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 432 Monterey Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Richmond Hill and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $504,015 with 2,956 sqft of space—that comes out to approximately $171 per square foot.

How long has this property been on the market?

432 Monterey Loop was listed on October 27, 2025, which means it's been on the market for 378 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2025, making it approximately 1 years old.

What is the lot size of this property?

432 Monterey Loop sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: McAllister
  • Middle: Richmond Hill
  • High: Richmond Hill

Want to see how these schools compare? Check out our Bryan County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $260 paid monthly.

Is 432 Monterey Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Savannah MultiList Corporation. All rights reserved.

Last Updated: June 30, 2026 at 03:57PM | Source: Savannah MultiList Corporation | MLS#: SA342521