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Nestled in the highly desirable community of The Ridges, Lot 88 offers an exceptional opportunity to build your dream home just 10 minutes from the vibrant charm of downtown Blue Ridge, GA. This prime homesite sits proudly above the roadway, providing breathtaking mountain views that will be yours to enjoy every day. The elevated terrain offers an ideal location for a custom home, creating the perfect setting for both full-time living or a luxurious vacation rental. The peaceful surroundings of The Ridges, with the soothing flow of Hemptown Creek nearby, allow you to embrace the beauty of nature while still being close to modern conveniences. Plus, with exciting new amenities on the horizon, including a clubhouse with a fitness center and a pool, there's plenty to look forward to. Whether you're relaxing by the pool or staying active at the gym, these community features provide the perfect spaces for relaxation and connection. This gated neighborhood offers underground utilities, including power, water, and high-speed fiber internet, blending modern comforts with the serenity of the mountains. Short-term rentals are permitted, giving you the flexibility to generate income while enjoying your mountain escape. Experience the best of Blue Ridge living—peaceful mountain views, easy access to downtown, and all the amenities of a well-established community. Don't miss your chance to own Lot 88 and create the mountain retreat you've always dreamed of!

Highlights

  • Land
  • Unimproved Land
  • 0.87 Acre Lot
  • $950/yr HOA
  • 4 days on Market

  • Pool Features
    Community

  • Acres
    0.87
  • Lot Features
    Wooded, Level
  • View
    Mountain(s)
  • Utilities
    Electricity Available
  • Water
    Shared Well

  • Area
    Ar 6 Fannin
  • County
    Fannin
  • City
    Morganton
  • Zip Code
    30560

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Frequently Asked Questions

How do I schedule a tour of 88 Split Creek Rd #LOT?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 88 Split Creek Rd #LOT.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 88 Split Creek Rd #LOT?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $124,900. We can talk through recent upgrades, potential seller motivation, how this unimproved land compares to others in Morganton, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 88 Split Creek Rd #LOT?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 88 Split Creek Rd #LOT at around $677. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 88 Split Creek Rd #LOT?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Fannin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 88 Split Creek Rd #LOT?

In most cases, yes. Whether 88 Split Creek Rd #LOT is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Morganton's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 88 Split Creek Rd #LOT?

We can handle that for you. Our preferred local agent specializes in lands in Morganton and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

88 Split Creek Rd #LOT was listed on November 04, 2026, which means it's been on the market for 4 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

88 Split Creek Rd #LOT sits on a 0.87-acre lot, which is 37,897 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $950 paid annually.

Is 88 Split Creek Rd #LOT still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Northeast Georgia Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Northeast Georgia Board of REALTORS®.