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Want a new build that is truly move in ready with owner improvements already made? Would you like an upgraded home at a base model price? If so, Welcome to 338 Cottage Loop! This charming coastal cottage offers three bedrooms, two bathrooms, and a thoughtfully designed open-concept floor plan that feels both comfortable and inviting. From the welcoming front porch, step inside to a seamless flow between the dining room, family room, and kitchen, creating an ideal setting for everyday living and entertaining. The dining area features an elegant chandelier, overlooks the front porch, and opens naturally into the main living space. The family room is centered around an electric fireplace and provides direct access to the covered back porch, where you can relax while enjoying the landscaped backyard with sod and irrigation. The stylish kitchen features quartz countertops, a tile backsplash, beautiful finishes, and an extended island that provides generous workspace, additional seating, and clear views into the living area. The laundry room and garage are conveniently located just off the kitchen. The nearby primary suite includes plank flooring, a vaulted ceiling, and a spacious walk-in closet. Its private bathroom is complete with tile flooring, a quartz-topped vanity, and a tiled shower with a shower pan. Two additional bedrooms are located on the opposite side of the home and share a well-appointed hall bathroom with tile flooring and a quartz vanity. Since purchasing the home, the owners have added over $10,000 in valuable upgrades, including updated appliances, window blinds, gutters, a home-generator switch, additional landscaping, ceiling fans, television mount, and added shelving. With its coastal-inspired design, modern finishes, covered outdoor spaces, and thoughtful improvements, this move-in-ready home offers style, comfort, and convenience. Home warranty is transferable to the new owner.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2026
  • 0.57 Acre Lot
  • $660/yr HOA
  • 2 Car Garage
  • 58 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2026
  • Architectural Style
    Cottage
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Paved, Garage Door Opener, Garage
  • Living Area
    1548.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Kitchen Island
  • Patio And Porch
    Covered, Patio
  • Cooling
    Ceiling Fan(s)

  • Acres
    0.57
  • Lot Features
    Level, Landscaped, Back Yard
  • Utilities
    Underground Utilities
  • Water
    Public

  • Area
    LI: Liberty County
  • County
    Liberty
  • City
    Midway
  • Neighborhood
    No Recorded Subdivision
  • Zip Code
    31320

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Frequently Asked Questions

How do I schedule a tour of 338 Cottage Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 338 Cottage Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 338 Cottage Loop?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $316,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Midway, and can even get you in to see the property quickly.

How do I get a virtual tour of 338 Cottage Loop?

Yes! A virtual tour is available for 338 Cottage Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 338 Cottage Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 338 Cottage Loop at around $1,718. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 338 Cottage Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Liberty County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 338 Cottage Loop?

In most cases, yes. Whether 338 Cottage Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Midway's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 338 Cottage Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Midway and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $316,900 with 1,548 sqft of space—that comes out to approximately $205 per square foot.

How long has this property been on the market?

338 Cottage Loop was listed on September 09, 2026, which means it's been on the market for 58 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

338 Cottage Loop sits on a 0.57-acre lot, which is 24,829 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $660 paid annually.

This covers access to community features including: Other.

Is 338 Cottage Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Golden Isles MLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Golden Isles MLS. All Rights Reserved.