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Less than a mile from Carters Lake, this fully equipped mountain retreat delivers the ultimate lake lifestyle with usable acreage, no HOA, and room for all your toys. With fenced yards, boat/RV parking, and multiple garages, this is the kind of property buyers wait for—and rarely find this close to the water. This charming 3BR/4BA mountain cabin has 3 en-suites and is perfectly positioned for those craving peaceful North Georgia living, situated on 1.84 usable acres w/level land & all paved access—a rare combination this close to the lake. Designed with both lifestyle and functionality in mind, the property features a 2-car garage PLUS recreation garage and a 20-ft boat/RV parking pad—ideal for storing all your lake toys just minutes from the water. Inside, warm honey-toned woodwork creates a classic cabin feel, complemented by hardwood floors, a stone wood-burning fireplace, and a well-appointed kitchen with abundant oak cabinetry, farmhouse sink, and dining area. The main-level primary suite offers a tiled shower and heated tile floors, while upstairs you’ll find two spacious en-suite guest bedrooms plus a loft ideal for a home office or additional sleeping space. The terrace level adds even more versatility with a workshop area and full bath featuring a handicap-accessible shower or ideal dog wash. Outdoor living shines with a covered wraparound porch, screened porch, and inviting firepit area—perfect for relaxing after a day on the lake. Packed with upgrades including FIBER optic internet, whole-house GENERATOR, 500-gallon propane tank, and private well, this home is built for comfort and peace of mind. Spend your days enjoying nature, exploring nearby hiking trails or launching your boat, kayak, or paddleboard on Carters Lake, then return home to your private mountain retreat just 20 minutes from Ellijay—yet it feels a world away with a scenic mountain drive that beats city traffic every time. Full time residents, age 65 and older are exempt from school tax.

  • Bedrooms
    3
  • Bathrooms
    4
  • Year Built
    1999
  • Architectural Style
    Cabin, Country
  • Construction Materials
    Wood Siding, Other
  • Foundation
    See Remarks
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Garage
  • Interior Features
    Cathedral Ceiling(s), Eat-in Kitchen, Pantry, Master Downstairs
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Flooring
    Hardwood, Carpet, Ceramic Tile
  • Exterior Features
    Other, Private Yard
  • Patio And Porch
    Covered, Patio, Wrap Around, Screened, Front Porch
  • Pool Features
    None
  • Security Features
    Smoke Detector(s), Security Gate
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Electric, Propane, Central, Other
  • Basement
    Full, Unfinished

  • Acres
    1.84
  • Lot Features
    Sloped, Level
  • View
    Trees/Woods
  • Utilities
    Electricity Available
  • Water
    Private, Well

  • County
    Gilmer
  • City
    Ellijay
  • Neighborhood
    Emerald Cove
  • Zip Code
    30705
  • High School
    Gilmer
  • Middle School
    Clear Creek
  • Elementary School
    Mountain View - Gilmer

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Frequently Asked Questions

How do I schedule a tour of 144 Emerald Cv?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 144 Emerald Cv.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 144 Emerald Cv?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 4 bath, listed for $475,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ellijay, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 144 Emerald Cv?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 144 Emerald Cv at around $2,965. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 144 Emerald Cv?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Gilmer County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 144 Emerald Cv?

In most cases, yes. Whether 144 Emerald Cv is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ellijay's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 144 Emerald Cv?

We can handle that for you. Our preferred local agent specializes in residentials in Ellijay and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $475,000 with 2,428 sqft of space—that comes out to approximately $196 per square foot.

How long has this property been on the market?

144 Emerald Cv was listed on August 27, 2026, which means it's been on the market for 78 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1999, making it approximately 27 years old.

What is the lot size of this property?

144 Emerald Cv sits on a 1.84-acre lot, which is 80,150 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Mountain View - Gilmer
  • Middle: Clear Creek
  • High: Gilmer

Want to see how these schools compare? Check out our Gilmer County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 144 Emerald Cv?

The most recent public record shows annual property taxes for 144 Emerald Cv were approximately $3,144. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 144 Emerald Cv still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, First Multiple Listing Service (FMLS). All rights reserved.

Last Updated: November 13, 2026 at 02:24PM | Source: First Multiple Listing Service (FMLS) | MLS#: 7828196