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WOW, what an opportunity, this home has an Assumable Loan at 2.75% !!! Nestled in the heart of the sought-after Sky Valley Golf Course community, this inviting mountain home offers the perfect blend of comfort, scenery, and mountain charm. With beautiful golf course and mountain views, this spacious 3-bedroom, 4-bathroom home is ideal for those seeking a full-time residence, weekend retreat, or gathering place for family and friends. The main level features a warm and welcoming living area filled with natural light, highlighted by expansive windows that bring the outdoors in. The kitchen and dining areas flow comfortably together, creating an easy space for entertaining or relaxing after a day in the mountains. The primary suite is conveniently located on the main level, offering privacy, comfort, and easy everyday living. Downstairs, the large basement level provides incredible flexibility with three additional guest rooms, 2 guest baths, and plenty of room for relaxing, enjoying hobbies, or extended stays from family and visitors. A dedicated storage/workroom adds valuable extra space for tools, outdoor gear, or workshop projects. One of the home's rare and highly desirable features is the attached garage, something not often found in mountain properties, providing convenience and protection year-round. Outdoor living spaces allow you to enjoy cool mountain air, peaceful surroundings, and picturesque golf course and mountain views in every season. Located just minutes from golf, dining, and outdoor recreation, this home captures the relaxed mountain lifestyle that makes Sky Valley so special. Whether you're looking for a peaceful getaway or a place to call home year-round, this mountain retreat invites you to slow down, unwind, and enjoy the beauty of North Georgia mountain living.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1984
  • 0.43 Acre Lot
  • 174 days on Market

  • Bedrooms
    3
  • Bathrooms
    4
  • Year Built
    1984
  • Architectural Style
    Traditional
  • Construction Materials
    Wood Siding
  • Parking Features
    Garage, Kitchen Level
  • Living Area
    2656.0
  • Interior Features
    Master Downstairs, Double Vanity, High Ceilings, Beamed Ceilings, Soaking Tub
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer, Range, Disposal, Oven, Stainless Steel Appliance(s)
  • Flooring
    Hardwood, Vinyl, Carpet
  • Cooling
    Central Air, Electric, Heat Pump
  • Heating
    Electric, Heat Pump, Central
  • Basement
    Finished, Interior Entry

  • Acres
    0.43
  • Lot Features
    Sloped, Level
  • View
    Mountain(s), Valley
  • Utilities
    Cable Available, Electricity Available, Phone Available, Underground Utilities
  • Water
    Public

  • County
    Rabun
  • City
    Dillard
  • Neighborhood
    Sky Valley
  • Zip Code
    30537
  • High School
    Rabun
  • Middle School
    Rabun
  • Elementary School
    Rabun

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Frequently Asked Questions

How do I schedule a tour of 854 Saddleback Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 854 Saddleback Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 854 Saddleback Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 4 bath, listed for $699,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Dillard, and can even get you in to see the property quickly.

How do I get a virtual tour of 854 Saddleback Cir?

Yes! A virtual tour is available for 854 Saddleback Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 854 Saddleback Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 854 Saddleback Cir at around $4,107. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 854 Saddleback Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Rabun County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 854 Saddleback Cir?

In most cases, yes. Whether 854 Saddleback Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Dillard's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 854 Saddleback Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Dillard and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $699,900 with 2,656 sqft of space—that comes out to approximately $264 per square foot.

How long has this property been on the market?

854 Saddleback Cir was listed on May 16, 2026, which means it's been on the market for 174 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1984, making it approximately 42 years old.

What is the lot size of this property?

854 Saddleback Cir sits on a 0.43-acre lot, which is 18,731 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Rabun
  • Middle: Rabun
  • High: Rabun

Want to see how these schools compare? Check out our Rabun County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 854 Saddleback Cir?

The most recent public record shows annual property taxes for 854 Saddleback Cir were approximately $3,747. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 854 Saddleback Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.

Last Updated: November 06, 2026 at 02:48PM | Source: Georgia MLS | MLS#: 10766174