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Discover one of the most unique riverfront properties in the North Georgia Mountains! This 3BR 2BA Toccoa Riverfront “Treehouse” offers a rare blend of rustic charm, modern comfort, and investment potential, producing around $51,000 in the last 12 months, and all just minutes from Downtown Blue Ridge. Perched on stilt-like supports anchored into massive mountain boulders, this cabin creates the feeling of being immersed in nature while still enjoying convenience to town. The main level features a spacious bedroom, sunroom-style den, cozy living area, eat-in kitchen, large bath, and laundry. On the terrace level, a private in-law suite with a bedroom, bath, and dinette provides flexibility for guests or rental income. A short path leads to a detached studio cabin with its own bedroom and flexible space, perfect for a guest suite, gym, artist's retreat, or home office. Expansive outdoor decks capture the sights and sounds of the ROARING Toccoa River, creating the ultimate backdrop for relaxation or entertaining. Adding to its value, this property also includes private Toccoa River frontage across the road with over 100 feet on the gorgeous trout-filled Toccoa River, ideal for fishing, kayaking, or simply soaking in the natural beauty. Whether you're looking for a full-time residence, a mountain retreat, or a proven rental investment, this extraordinary compound checks every box. Don't miss your chance to own a true piece of Appalachia living, call today!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1988
  • 0.28 Acre Lot
  • Waterfront
  • 68 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1988
  • Stories
    2.0
  • Architectural Style
    Cabin, Country
  • Construction Materials
    Wood Siding, Frame, Cedar, Block, Concrete
  • Parking Features
    Driveway, Concrete
  • Living Area
    1576.0
  • Interior Features
    Ceiling Fan(s), Cathedral Ceiling(s), See Remarks
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer, Oven
  • Flooring
    Tile, Vinyl, Wood
  • Furnished
    Furnished
  • Exterior Features
    Private Yard
  • Patio And Porch
    Covered, Deck
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Central
  • Basement
    Finished, Partial

  • Acres
    0.28
  • Lot Features
    Wooded, Sloped, Waterfront, Steep Slope
  • Water Front Features
    River Front
  • Water Front
    Yes
  • View
    Trees/Woods, River
  • Water
    Private, Well

  • Area
    Ar 6 Fannin
  • County
    Fannin
  • City
    Blue Ridge
  • Zip Code
    30513

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Frequently Asked Questions

How do I schedule a tour of 55 River Bend Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 55 River Bend Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 55 River Bend Ln?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $449,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Blue Ridge, and can even get you in to see the property quickly.

How do I get a virtual tour of 55 River Bend Ln?

Yes! A virtual tour is available for 55 River Bend Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 55 River Bend Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 55 River Bend Ln at around $2,555. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 55 River Bend Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Fannin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 55 River Bend Ln?

In most cases, yes. Whether 55 River Bend Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Blue Ridge's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 55 River Bend Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Blue Ridge and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $449,000 with 1,576 sqft of space—that comes out to approximately $285 per square foot.

How long has this property been on the market?

55 River Bend Ln was listed on September 02, 2026, which means it's been on the market for 68 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1988, making it approximately 38 years old.

What is the lot size of this property?

55 River Bend Ln sits on a 0.28-acre lot, which is 12,197 square feet.

Is 55 River Bend Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Northeast Georgia Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Northeast Georgia Board of REALTORS®.