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What's Special: Corner Lot | Gourmet Kitchen | Dedicated Study. New Construction – April Completion! Built by America's Most Trusted Home Builder. Welcome to the Torres at 86466 Ripple Lane in Headwaters at Lofton Creek! This thoughtfully designed one-story home offers four bedrooms, three and a half bathrooms, and a versatile study, providing space for both everyday living and work-from-home flexibility. The open-concept kitchen, dining area, and great room create a bright, inviting gathering space, while the expansive lanai extends your living area outdoors for effortless entertaining. Tucked away for privacy, the spacious primary suite features a luxurious bathroom and generous walk-in closet. Three secondary bedrooms are thoughtfully positioned throughout the home, and a three-car garage adds exceptional storage and convenience. Headwaters at Lofton Creek in Yulee offers a peaceful escape on nearly 200 wooded acres. This hidden gem features 80' homesites, old-Florida charm, and planned amenities including a pool, cabana, event lawn, dog park, tot lot, and trails. With direct SR200 access, you're close to Amelia Island beaches, shopping, top schools, medical centers, and major roadways like I-95, US-17, and I-295. Additional Highlights include: Tray ceiling at great room and primary bedroom, whole house interior door upgrade, and cushion close doors and drawers kitchen cabinet package. Photos are for representative purposes only. MLS#116808

Highlights

  • Residential
  • New Construction
  • Built in 2027
  • 0.25 Acre Lot
  • $122/mo HOA
  • 3 Car Garage
  • 116 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2027
  • Stories
    1.0
  • Architectural Style
    One Story
  • Construction Materials
    Frame
  • Garage Spaces
    3.0
  • Parking Features
    Garage Door Opener
  • Living Area
    2715.0
  • Appliances
    Dishwasher, Microwave, Disposal, Cooktop
  • Patio And Porch
    Covered, Patio, Porch, Front Porch
  • Pool Features
    Community
  • Security Features
    Gated Community
  • Cooling
    Central Air, Electric
  • Heating
    Electric, Central

  • Acres
    0.25
  • Water
    Public

  • Area
    Ar 8 Mainland, Sub 0
  • County
    Nassau
  • City
    Yulee
  • Neighborhood
    Headwaters At Lofton Creek
  • Zip Code
    32097

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Frequently Asked Questions

How do I schedule a tour of 86466 Ripple Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 86466 Ripple Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 86466 Ripple Ln?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $603,469. We can talk through recent upgrades, potential seller motivation, how this residential compares to others in Yulee, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 86466 Ripple Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 86466 Ripple Ln at around $3,434. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 86466 Ripple Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Nassau County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 86466 Ripple Ln?

In most cases, yes. Whether 86466 Ripple Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Yulee's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 86466 Ripple Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Yulee and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $603,469 with 2,715 sqft of space—that comes out to approximately $222 per square foot.

How long has this property been on the market?

86466 Ripple Ln was listed on July 22, 2026, which means it's been on the market for 116 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2027, making it approximately -1 years old.

What is the lot size of this property?

86466 Ripple Ln sits on a 0.25-acre lot, which is 10,890 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $122 paid monthly.

Is 86466 Ripple Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

Last Updated: November 15, 2026 at 08:23AM | Source: Amelia Island Nassau County Association of REALTORS | MLS#: 116808