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Under contract-accepting backup offers. Welcome to 802 Marcia Loop, a LAKEFRONT property located in southeast Winter Haven! The property includes an area on Lake Ruby right across the street! The lake is visible from the living room, kitchen, dining room, as well as the primary bedroom! Enjoy the amazing view of Lake Ruby while relaxing on the back patio, which is accessible from the living room and primary bedroom! This home is equipped with a solar panels. BONUS: SOLAR PANELS WILL NOW BE PAID OFF AT CLOSING! This will allow the buyer to benefit from the energy savings from day one! With 3 bedrooms, 2 bathrooms and over 1,500 square feet of living area this home provides ample space. This home sits on just over 1/4 acre, which is the largest lot in the community! Windows and sliding doors were replaced in 2024! Recent kitchen upgrades include: countertops, backsplash and appliances in 2024. The home is also equipped with water filtration, reverse osmosis and an ADT security system. Lake Ruby connects via canal with Lake Bess, providing more area to explore while fishing, boating, etc. Lake Ruby is a 259 acre lake and the access to Lake Bess offers enjoyment of another 146 acres of water. Both lakes have slalom courses and ramps, fitting for the “Water Ski Capital of the World”. Skiing is allowed on Lake Ruby so build a dock and bring a boat in! The laundry room provides a space to complete that chore within the comfort of your home. Winter Haven is centrally located which provides easy access to many parts of the state. The theme parks and airports of Orlando and Tampa are approximately one hour drives in their respective directions. LegoLand, Publix, Wal-Mart and the AdventHealth ER are all within 5 minutes of this home! Buyer and buyer’s agent are responsible for verifying information. Schedule your showing today!

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2003
  • Stories
    1.0
  • Construction Materials
    Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1539.0
  • Interior Features
    Walk-In Closet(s)
  • Appliances
    Dryer, Dishwasher, Washer, Range, Disposal, Gas Water Heater
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.26
  • Lot Features
    Waterfront
  • Water Front Features
    Lake Front, Lake Privileges
  • Water Front
    Yes
  • View
    Lake, Water
  • Utilities
    Natural Gas Available, Natural Gas Connected, Electricity Connected, Water Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 802 Marcia Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 802 Marcia Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 802 Marcia Loop?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $349,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Winter Haven, and can even get you in to see the property quickly.

How do I get a virtual tour of 802 Marcia Loop?

Yes! A virtual tour is available for 802 Marcia Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 802 Marcia Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 802 Marcia Loop at around $2,233. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 802 Marcia Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Polk County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 802 Marcia Loop?

In most cases, yes. Whether 802 Marcia Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Winter Haven's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 802 Marcia Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Winter Haven and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $349,900 with 1,539 sqft of space—that comes out to approximately $227 per square foot.

How long has this property been on the market?

802 Marcia Loop was listed on February 26, 2026, which means it's been on the market for 258 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2003, making it approximately 23 years old.

What is the lot size of this property?

802 Marcia Loop sits on a 0.26-acre lot, which is 11,326 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Chain O Lakes Elem
  • Middle: Denison Middle
  • High: Lake Region High

Want to see how these schools compare? Check out our Polk County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 802 Marcia Loop?

The most recent public record shows annual property taxes for 802 Marcia Loop were approximately $2,905. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $319 paid annually.

Is 802 Marcia Loop still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 11, 2026 at 06:16PM | Source: Stellar MLS | MLS#: P4937120