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Affordable country living on 1.4 acres! Welcome to 3426 Spool Mill Road in Vernon, Florida--a peaceful rural retreat offering space, privacy, and opportunity. This 2-bedroom, 1-bath home sits on a generous 1.4-acre lot surrounded by natural beauty, making it ideal for those looking to enjoy a quieter lifestyle. With 873 square feet of living space, this property is perfect as a starter home, rental investment, or weekend getaway. Completely renovated with all-new flooring, cabinetry, countertops, appliances, and fixtures throughout, this home offers modern updates while maintaining its cozy charm. The expansive land provides plenty of room for gardening, animals, or future improvements. Whether you're dreaming of a small homestead or simply want extra space to spread out, this property delivers. Conveniently located within a reasonable drive to Panama City, local springs, and the Gulf Coast beaches, you can enjoy the best of both worlds--rural charm with access to nearby amenities. Don't miss this opportunity to own an affordable piece of North Florida land with endless potential!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1945
  • 1.4 Acre Lot
  • 229 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1945
  • Stories
    1.0
  • Architectural Style
    Bungalow
  • Construction Materials
    Asbestos
  • Parking Features
    Gravel, No Garage
  • Appliances
    Electric Range
  • Patio And Porch
    Covered, Porch
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Electric

  • Acres
    1.4
  • Lot Features
    Paved

  • Area
    10 - Washington County
  • County
    Washington
  • City
    Vernon
  • Neighborhood
    [No Recorded Subdiv]
  • Zip Code
    32462
  • High School
    Vernon
  • Middle School
    Vernon
  • Elementary School
    Vernon Elementary

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Frequently Asked Questions

How do I schedule a tour of 3426 Spoolmill Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3426 Spoolmill Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3426 Spoolmill Rd?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $149,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Vernon, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3426 Spoolmill Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3426 Spoolmill Rd at around $924. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3426 Spoolmill Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Washington County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3426 Spoolmill Rd?

In most cases, yes. Whether 3426 Spoolmill Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Vernon's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3426 Spoolmill Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Vernon and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $149,900 with 873 sqft of space—that comes out to approximately $172 per square foot.

How long has this property been on the market?

3426 Spoolmill Rd was listed on March 23, 2026, which means it's been on the market for 229 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1945, making it approximately 81 years old.

What is the lot size of this property?

3426 Spoolmill Rd sits on a 1.4-acre lot, which is 60,984 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Vernon Elementary
  • Middle: Vernon
  • High: Vernon

Want to see how these schools compare? Check out our Washington County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3426 Spoolmill Rd?

The most recent public record shows annual property taxes for 3426 Spoolmill Rd were approximately $1,334. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3426 Spoolmill Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 07, 2026 at 09:45PM | Source: Central Panhandle Association of REALTORS | MLS#: 787259