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Gated River Hills opportunity awaits! This single story 4-bedroom, 3-bathroom home offers 2,453 square feet, a 2-car garage PLUS a screened pool and lanai. A circular driveway greets you as you step through the double door entry into a formal living with a dining space to your right. A split floorplan has the primary suite just off the living room, separate from the rest of the home. The Primary Suite includes a walk in closet, dual sinks, soaking tub, step in shower and access to the screened lanai and pool. Find the heart of the home just beyond the dining room, the kitchen and family room combination. The kitchen includes upgraded cabinetry, stone counters, eat up bar seating, eat in space and a bonus additional work sink with pass through window to the lanai. Door of the eat in space leads to the outdoor oasis - in ground pool, large covered seating area and small fenced in yard. The secondary bedrooms with 2 full bathrooms and utilty room are down the hall off the family room, creating privacy for all. Located in the gated River Hills community with golf, parks, playground, fitness center, tennis courts and more. Convenient Valrico location close to shopping, restaurants and major roadways. It's good to be home!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1990
  • 0.31 Acre Lot
  • $670/qtr HOA
  • 2 Car Garage
  • 3 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    1990
  • Construction Materials
    Stucco, Concrete
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Circular Driveway
  • Living Area
    2453.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), High Ceilings, Stone Counters
  • Appliances
    None
  • Flooring
    Hardwood, Carpet, Ceramic Tile, Wood
  • Furnished
    Unfurnished
  • Patio And Porch
    Covered, Patio, Screened
  • Pool Features
    Gunite, In Ground, Private, Screen Enclosure
  • Security Features
    Gated Community, Security Gate
  • Cooling
    Central Air
  • Heating
    Electric, Central

  • Acres
    0.31
  • Lot Features
    Corner Lot
  • Utilities
    Cable Available, Sewer Available, Electricity Available, Water Available
  • Water
    Public

  • Area
    33596 - Valrico
  • County
    Hillsborough
  • City
    Valrico
  • Neighborhood
    RIVER HILLS COUNTRY CLUB PH
  • Zip Code
    33596
  • High School
    Newsome-HB
  • Middle School
    Randall-HB
  • Elementary School
    Lithia Springs-HB

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Frequently Asked Questions

How do I schedule a tour of 3946 Cedar Cay Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3946 Cedar Cay Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3946 Cedar Cay Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $497,500. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Valrico, and can even get you in to see the property quickly.

How do I get a virtual tour of 3946 Cedar Cay Cir?

Yes! A virtual tour is available for 3946 Cedar Cay Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3946 Cedar Cay Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3946 Cedar Cay Cir at around $3,566. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3946 Cedar Cay Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hillsborough County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3946 Cedar Cay Cir?

In most cases, yes. Whether 3946 Cedar Cay Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Valrico's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3946 Cedar Cay Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Valrico and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $497,500 with 2,453 sqft of space—that comes out to approximately $203 per square foot.

How long has this property been on the market?

3946 Cedar Cay Cir was listed on November 08, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1990, making it approximately 36 years old.

What is the lot size of this property?

3946 Cedar Cay Cir sits on a 0.31-acre lot, which is 13,504 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Lithia Springs-HB
  • Middle: Randall-HB
  • High: Newsome-HB

Want to see how these schools compare? Check out our Hillsborough County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3946 Cedar Cay Cir?

The most recent public record shows annual property taxes for 3946 Cedar Cay Cir were approximately $8,818. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $670 paid quarterly.

Is 3946 Cedar Cay Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 11, 2026 at 02:06AM | Source: Stellar MLS | MLS#: TB8566014